AI Product Director

Headquartered in San Diego, Mulligan Funding serves as a leading provider of working capital (Up to $5M) to the small and medium-sized businesses that fuel our country. Since 2008, we have prided ourselves on our collaborative, innovative, and customer-focused approach. Enjoying a period of unprecedented growth, driven by the combination of cutting-edge technology, human touch, and unwavering integrity, we are looking to add to our people first culture, with highly motivated and results-oriented professionals, to push the limits of what’s possible while creating value for all of our partners.

Mulligan is modernizing small business lending by replacing manual processes with faster, smarter AI decisioning. With 18 years of proprietary credit data and deep domain expertise, we have both the institutional knowledge and the technical infrastructure required to make this vision a reality.

We have already deployed production-grade AI agents in our core credit and underwriting workflows, delivering clear improvements in speed, accuracy, and consistency. We are now accelerating this effort across the rest of the business, bringing the same AI rigor to Sales, Customer Lifecycle, Finance, and Capital Markets while building an enterprise-grade product capability that scales.

The Chief Credit Officer serves as the Executive Lead for Mulligan's AI strategy, setting the vision and holding final product and engineering design authority.

We are seeking an AI Product Director to act as the CCO's senior strategic partner. In this role, you will help co-design product blueprints, translate strategic goals into precise technical specifications, lead delivery teams, manage external engineering partners, and partner closely with internal data teams.

You will oversee day-to-day product authority, technical execution, and operational delivery across all concurrent AI projects. Reporting directly to the CCO, this role offers high executive visibility and is structured to grow in scope as our AI capabilities mature.