AML Financial Crime Risk Investigator I (5525)

Work Location:

Markham, Ontario, Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

$59,500 - $84,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

CUSTOMER

Conduct thorough analysis, risk assessment and investigation of referred/assigned cases

Conduct research, and apply new methodologies for analyzing digital evidence to reduce the risk of exposure to TD Bank

Provide support in preparation for review, interviews for financial crime cases and ensure proper documentation is obtained for evidence purposes

Use sound methodologies to collect, preserve, and analyze digital evidence

Work with internal partners/external parties for effective detection and investigation purposes

Prepare and deliver AML, Sanctions/ABAC and Financial Crime or fraud detection/loss prevention seminars to internal areas of the Bank

Maintain a good understanding and awareness of emerging AML and Sanctions/ABAC trends, cyber technologies, and new criminal techniques

Apply strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation. Conduct sound investigations and provide AML and Sanctions/ABAC support and recommendations

SHAREHOLDER

Lead work streams by acting as a project lead for small scale projects / initiatives in accordance with project management methodologies

Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate

Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices

Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area

Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary

Maintain appropriate project records, databases, and information; report to management and others on project status and updates

Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist

Acquire and apply expertise in the discipline, provide guidance, assistance, and direction to Analysts and others

Identify, recommend, and effectively execute standard practices applicable to the discipline

Adhere to internal policies/procedures and applicable regulatory guidelines

Keep abreast of emerging issues, trends, and evolving regulatory requirements

Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

EMPLOYEE / TEAM

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest

Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit

Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques

Participate in personal performance management and development activities, including cross training within own team

Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities

Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.

Contribute to a fair, positive and equitable environment that supports a diverse workforce

Act as a brand champion for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH:

Investigates AML, ATF, ABAC and Sanctions cases and conducts interviews or collects and analyses digital evidence

Sound knowledge of investigative techniques, AML, and criminal trends, and analysis

Demonstrates experience managing more complex non-criminal investigations

Strong understanding of Bank policy and procedures for own area

Professional role with a focus on providing services/ process/program support within defined parameters

Requires sound conceptual knowledge in related functions

Typically, no supervisory accountability but may provide informal guidance to others

May lead small projects and / or support work streams of a bigger project

Investigates and analyses potential solutions; ensures processes and functional programs are implemented

Executes on work with some complexity, requiring short to medium-term focus (weekly-monthly)

Delivers on assigned initiatives / projects /programs with some direction from management

Generally, reports to a Manager

EXPERIENCE AND / OR EDUCATION

Undergraduate degree or equivalent work experience

2+ years experience

Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

• Our Total Rewards Package
• Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

• Additional Information:
• We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

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