AVP, Specialist, Private Banking Credit Documentation, Risk Management Group

Responsibilities:

• •Prepare, review and approve standard and non-standard Letters of Offer, facility agreements, security documents and related documentation in accordance with approved credit terms.
• •Ensure all conditions, covenants, collateral requirements and other terms in the approved Credit Application Memorandum are accurately and completely incorporated into the documentation.
• •Manage complex and bespoke documentation matters, including drafting non-standard provisions and obtaining Legal clearance where required.
• •Partner with Relationship Managers, Credit Risk, Legal, Operations and other stakeholders to resolve documentation issues and deliver agreed turnaround times.
• •Maintain strong documentation controls, promptly identify and escalate discrepancies or exceptions, and support satisfactory audit and regulatory outcomes.
• •Draft, review and finalise credit and security documentation for new facilities, amendments, renewals and other approved transactions.
• •Perform independent quality checks to confirm the accuracy, completeness, consistency and enforceability of documentation before issuance or execution.
• •Clarify ambiguous, incomplete or inconsistent approval terms with Relationship Managers and Credit Risk colleagues and escalate material issues on a timely basis.
• •Maintain and update Letters of Offer, supplementary documents, standard clauses, checklists and credit documentation templates in consultation with Legal and relevant control functions.
• •Ensure compliance with internal policies, delegated authorities, operating procedures, service standards and applicable laws and regulations.
• •Maintain complete documentation records and provide timely status updates to stakeholders, including on outstanding matters, exceptions and execution requirements.
• •Support process improvement, documentation standardisation, system enhancements, preparation of functional specifications, user acceptance testing and other departmental initiatives.

Requirements:

• •Bachelor’s degree in law, Business, Finance, Banking or a related discipline.
• •7 to 10 years of relevant banking or financial-services experience, preferably in credit documentation, or a related control function.
• •Strong working knowledge of facility and security documentation, credit approval terms and documentation controls.
• •Experience supporting Private Banking, Wealth Management or complex secured-lending transactions is strongly preferred.
• •Demonstrated ability to manage complex and high-volume documentation within demanding turnaround times.
• •Relevant legal, credit or banking qualifications would be advantageous.
• •Meticulous with good attention to detail and ability to work efficiently under tight timelines.
• •Strong communication skills and ability to work collaboratively with various stakeholders including Credit Managers, Credit Risk Managers, Relationship Managers and Legal.
• •Aptitude and mindset to continuously leverage technology to drive efficiency and automation.

Location:

DBS Asia Central

Job:

Risk Management

Schedule:

Regular

Employee Status:

Full time