Credit Risk Analyst - WSB| Mumbai

• Description
• The role is responsible for preparing and issuing credit risk vetting report for large and mid corporate proposals, including project finance/real estate proposals within allowed TAT to enable business and processing team to put up loan proposals for sanction.

Responsibilities

• •Thorough analysis of financial statements and credit notes put up by the business/credit team including new requests, change request and refinancing.
• •Confirming the Internal Credit Risk Rating of borrower as per CRM policy of the bank.
• •Preparing risk vetting reports based on the credit note and submit to the lead credit risk/ Head Credit Risk.
• •Review of rating outlook of high value borrowers as per CRM policy of the bank.
• •Highlighting risk elements in Proposals submitted for preliminary discussion.
• •Contributing towards credit risk models fine tuning as well as improving accuracy of rating.
• •Keep up to date with the company’s lending protocols.
• •Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.

Qualifications

Experience: 7 to 10 years

Qualifications: Graduate (Any)/MBA preferred