Director, FP&A - Finance Analytics and Valuation

Octane is unlocking the power of financial products for merchants and consumers. Our cutting-edge technology and innovative financial products empower businesses with more control and flexibility, enabling them to deliver seamless digital experiences, drive customer loyalty, and build long-term value.

Octane supports merchants throughout the sales cycle: connecting dealerships with high-intent buyers, driving transparent, fast, and easy closings with award-winning technology, and providing on-going customer care with superior loan servicing.

Founded in 2014, Octane supports over 60 OEM partner brands and over 4,000 dealer partners, and has a team of over 600. Visit www.octane.co .

The FP&A team is a strategic partner to executive leadership, providing the financial analysis, forecasting, and decision support that drive business performance. We're seeking a Director, Financial Planning & Analysis to lead our valuation and finance analytics function.

This role will own the company's fair value framework, loan-level forecasting, servicing asset analytics, and other complex financial models supporting reporting and strategic decision-making. The Director will also serve as the primary finance partner for several corporate functions. From helping leadership understand budget performance, to identifying risks and opportunities, to strengthening financial discipline across the organization.

The ideal candidate pairs strong technical accounting and valuation expertise with exceptional financial modeling skills and the ability to translate complex concepts for senior executives.

Responsibilities

Fair Value & Financial Modeling

Own monthly and quarterly fair value analyses for the company's loan portfolio and servicing assets

Develop, maintain, and enhance DCF models supporting fair value measurements

Partner with Accounting, Capital Markets, and external auditors during monthly close

Evaluate and recommend updates to valuation assumptions, including credit losses, prepayment rates, recovery rates, funding costs, servicing costs, and discount rates

Support audit requests and valuation documentation

Core FP&A Responsibilities

Build analytical tools to evaluate current and future financing strategies and stages

Partner with stakeholders and financial systems to improve forecast accuracy and scale forecasting/reporting workflows

Develop financial models and insightful presentations to support strategic initiatives and executive decision-making

Analyze profitability across products, channels, and customer segments

Enhance reporting capabilities using Power BI, SQL, Excel, and other financial systems

Requirements

8–12+ years in FP&A, valuation, investment banking, consulting, Big Four, or financial institutions

Strong understanding of GAAP and financial statements

Advanced Excel modeling skills

Proven track record building discounted cash flow models

Skilled in fair value measurements or other valuation methodologies

Strong analytical and problem-solving abilities

Excellent communication and presentation skills

Comfortable working cross-functionally with Accounting and executive leadership

Nice to have:

Background in specialty finance, fintech, banking, or consumer lending

Familiarity with ASC 820 Fair Value measurements

Knowledge of servicing assets or mortgage/loan servicing

Proficiency with SQL, Power BI, or other BI tools

NetSuite experience

Compensation

In addition to salary, Total Rewards include a stock option package, and benefits as outlined below. The role described above offers a base salary of $170,000 to $230,000. Your offer will be based on location, the alignment of your qualifications with the requirements of the job and internal equity.

Benefits:

Robust Health Care Plans (Medical, Dental & Vision)

Generous Parental Leave

Flexible Time-Off (FTO)

Retirement Plan (401k) with company match!

Educational Assistance/Tuition Reimbursement up to $3K/year

Life Insurance (Basic, Voluntary & AD&D)

Short Term / Long Term Disability

Robust Ancillary benefits including accident insurance, hospital insurance, etc

Wellhub (Gympass) Wellness Benefit

Recreational Safety Benefit

Disclaimer : The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.