Engineering Manager - Accounts Platform

A BOUT TIDE

At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.

Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.

Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.

Tide facts:

Tide is available for UK, Indian, German and French SMEs

Over 2 million members across UK and India

Over $300 million raised in funding

Over 2,800 Tideans globally

Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026

We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg

ABOUT THE TEAM:

The Accounts team is the platform layer at the centre of Tide's financial infrastructure. It owns the core financial ledger, the single source of truth for every member's money, alongside account opening, regulatory compliance, statements, and account lifecycle management. Every payment, every balance, every downstream service in Banking depends on this team getting it right. The team operates across the UK, India, and EU, working across a landscape of different banking partners, regulatory regimes, and account structures, all underpinned by one ledger that needs to be fast, accurate, and always available.

ABOUT THE ROLE:

The Accounts team is about to split. The ledger is being carved out into its own dedicated team (the Ledger Team), with a mandate to treat it as the high-volume, high-criticality system it is: low latency, high availability, rigorous consistency guarantees. Today the ledger shares a team with account opening, lifecycle management, and compliance. As Tide has scaled across more markets and more complexity, the ledger needs dedicated engineering focus: its own team, its own SLOs, its own on-call practice, its own technical roadmap.

The EM we hire now will join to lead the full Accounts team through that transition. Working alongside the existing team, which includes strong staff-level IC experience, you will help design the seam between the two teams, work out where engineers land, and build the organisational and technical foundation for both. When the split lands, you will move across to lead the Ledger Team. A new EM will be hired to run the remaining Accounts team.

The ledger underpins every payment, every balance check, every statement across all markets. It needs to be engineered to the same standard as any large-scale financial system: fault tolerant, highly available, operationally rigorous. You will own the technical direction of that system alongside experienced ICs who know it deeply. This is hands-on work, not process management.

As an Engineering Manager:

Leading the Accounts team (9 engineers: backend, mobile, web) through the ledger split, including helping shape how engineers map to each team and sequencing the transition

Working with the existing team to define the technical seam: ledger writes, consistency guarantees, schema ownership versus account opening, lifecycle, statements

Setting the engineering direction for the Ledger Team post-split: performance, availability, consistency, long-term architecture

Owning system stability and operational reliability: SLOs, observability, on-call practice

Partnering with product, compliance, and internal operations teams to make sure what gets built is accurate, supportable, and compliant across all markets

Growing engineers at every level. The team spans early-career through senior

Aligning with other EMs across Banking on cross-cutting infrastructure decisions

WHAT WE ARE LOOKING FOR:

Experience and background

Meaningful engineering management experience. You have led teams through real delivery, not just been a strong tech lead. What matters is the quality of that experience, not the number of years

A solid backend engineering foundation before moving into management, enough to earn credibility with the team and get into the detail when it matters

Experience leading distributed, remote-first teams across time zones

Proven experience leading technical teams, aligning with senior leadership on deliveries, and partnering with product

Fintech or banking domain experience: you know the regulatory surface and what it means to run systems where correctness is not optional. High-volume transaction processing experience is a plus, whether in payments, FX, or similar domains

Strong grasp of high-volume distributed systems: consistency models, fault tolerance, reliability patterns, SLOs and SLAs, observability tooling

Technical depth

Technically fluent: you can read the code, follow the architecture, and engage meaningfully with design decisions and production problems. You do not need to be shipping features regularly, but you need to understand what your team is building and why

Backend engineering in a strongly-typed language (our stack is Java/Spring Boot; we want someone confident in a similar language and willing to engage with ours)

Experience with microservices in a cloud-native environment (we are AWS-heavy)

Relational database engineering at scale: transactions, consistency guarantees, and write performance at volume

Event-driven and async systems experience

Distributed systems migrations at scale

Exposure to agentic or AI-integrated systems, and engineering practises

How you work

You set technical direction and hold others to it. You are the person the team turns to when something is hard

You understand that building reliable systems is the job, not a nice-to-have

You communicate clearly with non-technical stakeholders (compliance, finance operations, risk) without losing precision

You develop engineers at every level, with a plan for each person

OUR TECH STACK:

Containerised microservices in Java, Python & Go

Web Applications in AngularJS

Hosted in AWS

Primary datastores are AWS Aurora PostgreSQL

Docker, Terraform, ArgoCD and, EKS Coralogix for monitoring, observability and automated SLOs

GitHub CI/CD pipelines

WHAT YOU’LL GET IN RETURN:

The gross monthly salary for this position ranges from 7500€ to 11000€, depending on your skills and experience

Private Health Insurance

3rd Pillar Pension Fund Contribution

25 days Paid Annual Leave

3 Paid Days off for Volunteering or L&D Activities

Parental Leave days

Family-Friendly Leave

Personal L&D Budget in the amount of 500€ per year

Mental wellbeing platform Plumm

WFH Equipment Allowance

Sabbatical Leave

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TIDEAN WAYS OF WORKING

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams.

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national orig