Financial Control Accountant

About Us

ClearBank is a technology-enabled bank transforming banking infrastructure through innovative technology and a full banking licence. We provide cloud-based banking and payment solutions to a growing range of clients and are committed to delivering reliable, scalable financial services while maintaining the highest standards of financial control, governance and regulatory compliance.

The Financial Control team is responsible for ensuring ClearBank’s general ledgers are controlled, maintained and reconciled to support timely and accurate reporting across the organisation and externally to regulators and tax authorities. As ClearBank continues to grow, the team plays a critical role in building scalable, efficient and well-controlled finance processes that support the Bank’s strategic ambitions.

Role Purpose

The Financial Control Accountant (mid level) is a key member of a small, hands-on Financial Control team, responsible for contributing directly to the month-end close process and supporting the delivery of accurate, timely and well-controlled financial information. The role will own individual tasks and areas of responsibility.

Reporting to the Financial Control Manager, Financial Control Accountant (mid Level) will be actively involved in preparing and supporting core financial control activities, completing month-end tasks, investigating balances and variances, and working through accounting entries and reconciliations to ensure the general ledger is accurate and fully supported.

The role will also be expected to stay close to all key aspects of the Financial Control team’s remit, including journals, reconciliations, reporting inputs, controls, audit support, process documentation and stakeholder queries. As ClearBank continues to grow, the role will be at the forefront of identifying, driving and implementing scalable, efficient and well-controlled processes, helping the team reduce manual effort while maintaining strong financial control standards.

Key Responsibilities

Financial Control & Reporting

Own allocated month-end close activities and ensure they are delivered accurately and on time

Prepare, review and approve general ledger journals as required, ensuring postings are technically accurate, appropriately supported and comply with internal control requirements

Own revenue and expense analysis for the relevant areas, ensuring variances are investigated, understood and appropriately communicated to stakeholders

Partner with Financial Planning & Analysis to ensure accruals and accounting adjustments are identified, calculated and recorded accurately

Prepare, review and approve bank reconciliations as required, ensuring reconciling items are investigated and resolved promptly

Own monthly balance sheet reconciliations for the relevant areas, including preparing and reviewing reconciliations where required, ensuring all balances are fully supported and outstanding issues are appropriately managed

Own the monthly capitalisation and amortisation process for intangible assets, ensuring entries are accurate, supported and appropriately controlled

Take ownership of non-automated accounting entries, ensuring they are accurate, appropriately supported, controlled and clearly documented, with clear audit trails maintained

Build and implement scalable, efficient processes while remaining hands-on in day-to-day delivery where needed

Support the preparation of management, regulatory, statutory and tax reporting requirements as required

Ensure compliance with accounting policies, financial reporting standards and internal control frameworks

Systems, Automation & Continuous Improvement

Help drive and implement automation and process improvements across finance processes, controls and reporting activities, helping to reduce manual effort and improve scalability

Lead initiatives to automate the capture and posting of accounting entries from ClearBank’s core banking and operational systems into the general ledger

Identify opportunities to improve efficiency, scalability and data quality across Financial Control processes

Drive the adoption of AI-enabled tools and technologies to reduce manual effort, improve accuracy and enhance team productivity

Ensure process changes are documented appropriately and supported by effective control frameworks

Stakeholder Management

Build strong working relationships across Finance and the wider business to support accurate financial reporting and operational effectiveness

Work collaboratively with Accounts Payable, FP&A, Tax, Treasury, Regulatory Reporting and external auditors to ensure reporting requirements are met

Support audit activities by coordinating information requests and providing timely, accurate responses

Contribute to cross-functional projects requiring accounting, control or process expertise

Skills & Experience (must-have)

Fully qualified accountant (ACA, ACCA or CIMA)

Strong financial accounting and financial control experience within a regulated financial services, banking or fintech environment

Experience managing month-end close activities, balance sheet reconciliations and general ledger controls

Strong technical accounting knowledge, including experience interpreting and applying accounting standards

Experience supporting complex accounting areas, including preparing analysis and documentation to support technical accounting judgements

Strong understanding of financial controls, governance and audit requirements

Proven ability to identify, lead and implement process improvement initiatives

Advanced Microsoft Excel skills and strong financial analysis capability

Strong stakeholder management and communication skills

Ability to work effectively in a fast-paced and evolving environment

High attention to detail combined with a pragmatic and solutions-focused mindset

Nice-to-have

Experience within a regulated bank or payments organisation

Experience with share-based payment accounting

Experience supporting statutory accounts, regulatory reporting or tax reporting processes

Experience implementing finance systems, automation solutions or reporting enhancements

Knowledge of data analytics, AI-enabled tools and workflow automation technologies

Experience working with high-volume transaction processing environments

A little bit more about us!

ClearBank is Where You Can belong:

At ClearBank we think about Diversity, Equity and Inclusion (DE&I) a lot. Not because we think we should. But because we know we should – how else can we build a happy workforce and be successful as a business. We’re committed to making sure our teams reflect society. And we put energy and effort into making this a place where everyone feels at home, where they’re given the trust and encouragement to do their very best work. Here are some of the things we’re most proud of:

42% of our senior management roles are held by women

Our enhanced family leave policies

Launching our partnership with Code First Girls

Increasing awareness of neurodiversity in the workplace through our partnership with the Inclusive Group

Our hiring process and what you can expect:

Application: a member of our talent acquisition team will review your application against the key requirements for the role and let you know within two weeks whether you’re moving forward to the next stage;

Screening: You’ll spend 30-45 minutes speaking to one of our recruiters learning more about the role and ClearBank, and we’ll get it know more about you, your experience and how your skills align with the role (this will be via phone or Teams video call). You can expect to hear back from us within seven days following this meeting (if things are taking longer than expected, we’ll let you know that too);

First Interview: You’ll spend one hour with a member of our hiring team focusing on your skills, competencies and your ways of working at t