Head Of Data Science & Credit Risk

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Head Of Data Science & Credit Risk based in Portugal.

• As Head of Data Science & Credit Risk, you will lead the strategy behind ML-powered underwriting and credit risk decisioning across multiple fast-growing markets.
• You will own the full lifecycle of risk models, from development and deployment through monitoring, experimentation, and measurable business impact.
• The role combines deep technical leadership with responsibility for credit policies, portfolio performance, and responsible lending practices.
• You will build and mentor a high-performing team of data scientists and risk analysts while remaining actively involved in complex technical challenges.
• Working closely with Engineering, Product, Finance, and executive stakeholders, you will turn advanced analytics into practical decisions that support sustainable growth.
• You will help improve approval rates, automate decisioning, identify new customer segments, and strengthen portfolio health through data-driven strategies.
• This is a greenfield leadership opportunity in a mission-driven fintech environment focused on expanding fairer and more accessible financial services.