Head of Treasury

Xendit provides payment infrastructure across Southeast Asia and is expanding to Greater China and LATAM. We process payments, power marketplaces, disburse payroll and loans, provide KYC solutions, prevent fraud, and help businesses grow exponentially. We serve our customers by providing a suite of world-class APIs, eCommerce platform integrations, and easy to use applications for individual entrepreneurs, SMEs, and enterprises alike.

Our main focus is building the most advanced payment rails for Southeast Asia, with a clear goal in mind — to make payments across and within SEA simple, secure and easy for everyone. We serve thousands of businesses ranging from SMEs to multinational enterprises, and process millions of transactions monthly. We’ve been growing rapidly since our inception in 2015, onboarding hundreds of new customers every month, and backed by global top-10 VCs . We’re proud to be featured on among the fastest growing companies by Y-Combinator .

About the Job

As the Head of Treasury at Xendit, you will be the primary architect of our treasury engine. You will sit at the intersection of finance, product, and strategy, taking full ownership of our Treasury P&L and ensuring that every dollar—and every local currency—is working as profitably as possible.

We are looking for a strategic leader who thinks like an owner. You will navigate complex cross-border liquidity challenges, negotiate high-stakes FX spreads, and optimize yield on Xendit’s held funds. Whether it’s designing sophisticated liquidity strategies or integrating cutting-edge financial instruments (like stablecoins) into our flow, you will be responsible for balancing risk with aggressive growth. If you are a seasoned treasury expert who thrives in high-velocity environments and enjoys the challenge of building a world-class function from the ground up, this role would be a good fit for you.

Minimum Qualifications

7-10 years of Treasury experience, with at least 3-5 years heading up Treasury in a Fintech or similar

Experience Optimizing yields on held funds (interest rate, time deposits etc.)

Experience Managing FX (advising on spreads, hedging FX risk, netting strategies)

Experience designing and implementing funding and liquidity strategies

Experience selecting, negotiating with and managing financial partners related to liquidity provisions (e.g., banks, debt providers)

Experience defining technology / tool stack for Treasury function

Excellent communication skills and the ability to build and maintain internal and external relationships effortlessly

Preferred Qualifications

Experience with stablecoins

Experience in managing FX risk

Experience in fast moving FinTech startup

Responsibilities

Own the Treasury P&L and maximize generated profits

Optimize funds and costs to generate profit from floats and cross-border movement

Work with Growth on pricing structures for FX, post-funding, and early settlement

Engage global banking partners on FX pricing, fees, deposit rates, fund placements and liquidity provisioning (the banking relationships will be held by our Financial Partnerships)

Determine optimal bank account structures and float allocations across global and local entities

Forecasting liquidity needs for Xendit

Explore newer financial instruments (e.g., Stablecoins), and work with internal stakeholders to support use cases utilizing these

Manage Treasury P&L captures:

Revenue: Interest on merchant funds, liquidity arrangements, and FX revenue

Costs: Bank fees, financing costs, FX hedging, and partner spread costs

Work with internal stakeholders on Treasury goals:

Compliance: Ensure strategies meet safeguarding and other regulatory requirements

Risk: Effectively manage FX and exposure risk frameworks

Financial Operations: Operationalize liquidity and float allocations

Product/Engineering: Build or buy the right tooling to enable the Treasury function, and productizing effective cross border fund movements

Growth: Align with Sales and Account Management on FX and liquidity commercial pricing

Financial Partnerships: Align on targets for financial partners required to achieve Treasury goals

Finance & Accounting: Liaising in executing company / operation fund movements