Junior Software Engineer

About the Role

We're looking for an early-career Software Engineer to join us on a rotational track across our functional units: Banking & Payments, Trading, Investment Products, and Internal Products. You'll get broad exposure to how a programmable bank works end-to-end, then go deep where you can have the most impact.

You'll work across the stack, shipping real frontend and backend changes that hit production. Along the way you'll explore how AI tools can make you a faster, sharper engineer, though we measure you the traditional way: by your judgement, the quality of what you ship, and the impact you have.

This is a role for someone early in their career who wants to see the whole business, ship across several domains, and grow quickly into a high-ownership technical contributor.

What You'll Do

In Your First 6 Months

Rotate across functional units (Banking & Payments, Trading, Investment Products, Internal Products), shipping full-stack changes and learning how each domain fits into the wider platform

Pick up well-scoped features and bugs, take them from ticket to production, and learn our codebase, tooling, and review culture

Work closely with senior engineers across teams to understand the systems you're touching and the trade-offs behind them

Use AI tools as part of your everyday workflow, and help us figure out where they genuinely improve engineering velocity and quality

As You Grow

Own small, well-defined domains end-to-end: designing, building, shipping, and maintaining them

Take responsibility for delivery outcomes, not just code, in the product line where you can drive the most value

Participate in code reviews, technical design discussions, and RFCs, and start contributing your own

Improve the systems and internal tooling around you, raising the bar for everyone who works in the same code

What Success Looks Like

At 6 months: you've established yourself in a product line, own one or more small domains within it, and can be trusted to take a problem and deliver an outcome.

Within a year: you've grown into a mid-level engineer, owning larger pieces of work, making sound technical decisions on your own, and driving measurable impact on your team's roadmap.

What We're Looking For

0-2 years of experience in software development

Comfort (or genuine eagerness to get comfortable) working across the stack, including the frontend

Proficiency in at least one language (Go and TypeScript preferred but not essential)

Strong problem-solving skills and sound engineering judgement, even on small problems

Curiosity about how systems fit together and how the business actually makes money

Interest in using AI tools well

Growth mindset: eager to learn, iterate, take feedback, and take on more responsibility

We care more about your judgement, curiosity, and ability to ship than about how many years you've been coding. More than half our engineers come from non-technical or non-conventional backgrounds, including plenty of career switchers, and we don't require a computer science degree (or any degree). We're not indexing on your ability to architect complex systems just yet; that comes with time and mentorship. What's central to the ones who succeed at Pave is the desire to grow, deep curiosity about how things work (both the engineering and the business), communication (written and verbal), and real ownership of delivery outcomes. If your interests lean towards pure backend engineering at a senior level, we're also hiring senior backend engineers, so please reach out if that's you.

Questions That Should Excite You

How do we move money reliably and safely at scale, and what happens when an edge case slips through?

What separates an API that platforms love to build on from one they tolerate?

Why does this work in staging but break in production, and how do I make sure it never happens again?

Where do AI tools genuinely make me faster, and where do they quietly slow me down?

This domain is mine to deliver. What does "done well" actually mean for the business?

Why Join Us

We recently raised $39 million in our Series A (led by Accel), positioning the company for major growth and giving you a rare chance to join while things are still moving fast

We're building a fully-licensed programmable bank, rearchitecting how money moves between businesses, across borders, and between traditional and digital finance

We ship fast, think deeply, and expect everyone to have high ownership. You'll see your work hit production quickly across several parts of the business

You'll work with engineers who came from Monzo, Atom Bank, Blockdaemon, GXS, and Grab