Legal Counsel

Who is Plenti?

Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology. Plenti is a dynamic and innovative business that is growing strongly. By continuing to deliver better customer experiences, Plenti is taking market share from incumbent players in the personal lending, renewable energy, and automotive finance markets.

We are a fast moving and ambitious business that seeks to recruit smart and capable people, who can take ownership of their role to help the business thrive. With over 250 people based in Australia, Plenti is of a size where everyone can make a difference in their role and help us realise our very big ambitions as a team, as we go about building Australia’s best lender.

Plenti is a founder led business that launched in 2014, listed on the ASX since 2020 with annual revenue of over $250 million and a loan portfolio of over $3 billion.

• About the role:
• As Legal Counsel at Plenti, you’ll be at the heart of the business, working alongside senior leaders and teams to help turn ideas into action. From supporting new products and commercial partnerships to navigating complex regulatory matters, you’ll have the opportunity to influence how we operate and grow.

You’ll work across consumer credit, financial services regulation, commercial agreements, governance, privacy and disputes. It’s a role that offers genuine variety, strong exposure to the business and the opportunity to continue developing your commercial legal capability.

Key responsibilities:

Provide day to day legal and regulatory advice to business teams, responding to ad-hoc queries and helping stakeholders navigate legal risk and requirements

Partner with Product and project teams on new products, services and features, advising on legal and regulatory implications and providing pragmatic solutions that balance risk, commercial outcomes and customer experience

Draft, review and negotiate a range of agreements, including those with loan referral partners, funders, commercial partners and service providers

Draft and review standard contract templates and documentation across regulated and unregulated consumer and commercial lending

Support the investigation and management of potential regulatory breaches, including assessing reporting obligations, preparing breach notifications and advising on remediation

Prepare and support responses to borrower, investor and shareholder complaints, disputes and other legal matters

Review promotional, marketing and customer-facing materials to ensure they meet relevant legal and regulatory requirements

Support the General Counsel and Company Secretary with corporate governance matters, reporting and other stakeholder requirements

Build strong relationships with stakeholders across Plenti, providing clear, commercially minded advice and helping teams make informed decisions

• About you:
• You’re a commercially minded lawyer with strong technical foundations and a practical, solutions-focused approach. You’re curious, collaborative and can thrive in a fast-paced fintech environment. In addition you will have:

Tertiary qualifications in law and admission to practice in NSW or another State or Territory

2–6 years’ PQE

Experience advising financial services firms on legal and regulatory frameworks, including the Corporations Act, Consumer Credit, and banking and finance

Strong technical legal and regulatory advice across a range of matters

Keen interest in financial services and its legal, regulatory and commercial environment

Commercial, empathetic and focused on creating a great stakeholder experience

Strong attention to detail and high-quality delivery

Excellent communication and problem-solving skills

Ability to work collaboratively and autonomously