This posting is no longer listed by Platacard.
hirly last saw it live on 1 September 2026. Similar roles are on the live board.
Platacard
Portfolio Risk Lead
Mexico
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hirly's read of this role
- Seniority
- Lead / management
- Country
- MX
- Work mode
- On-site / unstated
- First seen by hirly
- 1 Sept 2026
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the posting
We are looking for a Portfolio Risk Manager .
We’re launching a new business line in Mexico and looking for a strong leader to own credit risk end-to-end. You’ll set the risk vision, design frameworks, build and lead the team, and ensure sustainable portfolio growth while keeping losses under control.
Day-to-day responsibilities:
Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops
Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes
Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking
Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture
Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams
The ideal candidate:
3+ years in product management or credit risk management focused on retail or consumer lending portfolios (banking or fintech)
Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioning
Proficient in SQL and Python/R with hands-on experience working with data
Proven leadership experience — managed teams, set OKRs, and developed analysts
Bachelor’s degree in Finance, Economics, Engineering, or Mathematics; MBA or CFA is a plus
Strong technical or quantitative background with a strategic mindset
B1 or higher English level for effective communication with an international team
Our ways of working:
Innovative Spirit: a commitment to creativity and groundbreaking solutions
Honest Feedback: valuing open, transparent communication
Supportive Team: a strong, collaborative community
Celebrating Achievements: recognizing our wins together
High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances
Our benefits:
Relocation support to Mexico with assistance for the employee and their family
Flexible work: hybrid or full-time from our office in Mexico
Healthcare Coverage
Education Budget: Language lessons, professional training and certifications
Wellness Budget: Mental health and fitness activity reimbursements
Vacation policy: 20 days of annual leave and paid sick leave
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