Senior Capital Markets Operations Analyst

About Addi

We are a leading financial platform, building the future of payments, shopping, and banking—a world where consumers and merchants can transact effortlessly, grow together and where we create abundance and generate pride in them. Today, we serve over 2 million customers and partner with more than 20,000 merchants, making Addi Colombia’s fastest-growing marketplace.

We provide banking solutions (deposits, payments, unsecured credit) and commerce services (e-commerce, marketing) using state-of-the-art technology, bridging the financial gap for millions and redefining how people experience financial freedom. As the country’s leading Buy Now, Pay Later provider, we have secured regulatory approval to operate as a bank, unlocking even greater opportunities for our customers. In the past year, we have also achieved profitability, reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, Victory Park Capital, and more, who back our vision for the future. With their support, we are not just growing—we are transforming Latin America’s financial ecosystem and shaping the next generation to shop, pay, and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company, driven by deep experience in scaling technology, services and products, and we live by our values every day.

About the Role

This is where you come in. Below, you’ll find what this role is all about—the impact you’ll drive, the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something big, keep reading.

What’s the mission you’ll drive

Own the daily execution of Borrowing Base calculations, Loan Sales, and operational workflows, ensuring 100% data integrity and on-time lender submissions that protect Addi's liquidity while building the operational foundation needed to scale the company's capital markets facilities.

What you will do

Design and document the daily monitoring and reporting workflow for the facility, establish coordination protocols with ops teams and internal stakeholders

Independently own end-to-end BB calculations and loan sale processes in Databricks and Excel. eliminating the current single point of failure and achieving full independent execution

Partner with the data team to design and transition manual balance updates into automated pipelines, targeting a measurable reduction in manual handling across high-volume Excel files

Maintain a lender-specific cut-off calendar, proactively flag at-risk deliverables, and build buffer into the daily workflow delivering zero late BB submissions

Reorganize and standardize the Drive repository with version control protocols and filing conventions such that any CMO file can be located and verified within minutes during a lender or regulatory audit completed within 60 days of hire

What we’re looking for

Proven experience in financial operations within a bank, brokerage, or structured finance environment

2–3 years working in a financial institution (bank, asset manager, brokerage, or fintech with regulated credit operations) in a role with direct exposure to capital markets or treasury operations

Has operated within processes that had hard external deadlines and zero tolerance for errors, think settlements, reconciliations, credit facility reporting, or similar

Prior exposure to Borrowing Base calculations, loan sales, or credit facility management is a strong plus; candidates coming from back-office or ops roles at banks (e.g., Bancolombia, Davivienda, BTG, or equivalent) are well-positioned for this role

Proven experience handling high-stakes financial data operations with zero-error tolerance

Has owned daily financial reporting or operational processes where errors had direct downstream consequences, cash flows, lender relationships, or regulatory filings

Can describe a specific instance where they caught a data discrepancy before it left the team: what it was, how they found it, and what would have happened if it hadn't been caught

Prior exposure to structured finance operations (Borrowing Bases, loan sales, credit facilities) is a strong plus

Has solid expertise in Excel and data tools for large-scale financial file management

Advanced Excel: complex formulas, data validation, managing files large enough to require splitting or performance optimization, not just pivots and basic lookups

Ability to interpret Databricks query outputs and translate them into operational reports without hand-holding from the data team

SQL proficiency for data retrieval and basic scripting is a plus; willingness to learn it is a must

Demonstrates ability to operate with discipline under strict, recurring external deadlines

Has managed daily or intraday deliverables with hard cut-off times set by external counterparties lenders, regulators, or custodians

Maintains accuracy under time pressure without taking shortcuts; organizes work proactively to build buffer, not just react when deadlines are close

Track record of flagging operational risks to the team lead early, not after the deadline has passed

Track record of maintaining audit-ready documentation and file governance

Has owned a document repository or filing system for financial records, including version control, naming conventions, and access management

Understands the difference between "organized enough for daily use" and "audit-ready" and has supported or prepared for an actual audit

Takes personal ownership of workspace cleanliness as a professional standard, not a compliance checkbox

Experienced in identifying process inefficiencies and driving operational automation

Has flagged a manual process that could be automated and followed through on the initiative — not just identified it and moved on

Has collaborated with data or engineering teams to transition a manual workflow into an automated one; can describe the process, the friction, and the outcome

Approaches repetitive work with a "how do I make this not exist in 6 months" mindset

Demonstrated background in leveraging AI tools to accelerate financial and operational work

Regularly uses AI tools (Claude, ChatGPT, Copilot) to draft documentation, structure analysis, or reduce repetitive manual effort

Applies critical judgment to AI outputs — validates accuracy, edits for context, knows when the output can't be trusted without human verification

Proactively identifies where AI assistance can reduce operational friction without creating new accuracy risks

Why join us?

Work on a problem that truly matters – We are redefining how people shop, pay, and bank in Colombia, breaking down financial barriers and empowering millions. Your work will directly impact customers' lives by creating more accessible, seamless, and fair financial services.

Be part of something big from the ground up – This is your chance to help shape a company, influencing everything from our technology and strategy to our culture and values. You won’t just be an employee—you’ll be an owner

Unparalleled growth opportunity – The market we’re tackling is massive, and we’re growing faster than almost any fintech lender at our stage. If you’re looking for a high-impact role in a company that’s scaling fast, this is it.

Join a world-class team – Work alongside top-tier talent from around the world, in an environment where excellence, ownership, and collaboration are at the core of everything we do. We care deeply about what we build and how we build it—and we want you to be a part of it.

Competitive compensation & meaningful ownership – We believe in rewarding our talent. You’ll receive a generous salary, equity in the company, and benefits that go beyond the basics to su