Senior Counsel, Specialized Finance

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Legal

Pay Details:

165 000 $/$165,000 - 210 000 $/$210,000 CAD

The pay details posted reflect a temporary market premium specific to this role that is reassessed annually.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

TD Legal

TD Legal is dedicated to providing industry-leading strategic legal advice and risk-calibrated counsel to all TD business segments and corporate functions. Collaborating with talented colleagues and partners in a variety of legal specializations, members of TD Legal have the chance to develop their skills every day. From mentorship and training programs to leadership development, we will help you realize your full potential and achieve your career goals.

Canadian Banking

Canadian Banking is comprised of TD's Canadian personal banking and business banking segments and is the engine of TD Bank representing over 35% of the bank's revenues. Our dynamic, talented and collegial team of legal professionals provide advice about a wide range of legal issues in Canadian Banking. We are a results-driven, high-performing team and in this role, you will have the opportunity to support multiple business teams and stakeholders across the enterprise, delivering strategy, risk mitigation, and legal guidance.

Role Overview & Key Responsibilities

The Senior Counsel, Specialized Finance, provides legal advice and manages legal risk relating to specialized financing segments within TD Canadian Commercial Banking. You will:

Provide legal advice in the areas of personal and commercial lending, leasing and related financial services

Support commercial relationships with automotive and equipment dealer networks and manufacturers

Leverage specialized knowledge of consumer protection laws across Canada to assist in the development of agreements, disclosures and processes while also supporting the negotiation of complex commercial agreements with various counterparties

Partner with product, technology, compliance and other risk and control functions to structure innovative solutions in a manner that balances client experience, speed-to-market, and regulatory compliance

Think innovatively about product development and enhancements, services delivery and advice-giving

Be adaptable to change and comfortable navigating ambiguity

Guide development of product-related legal documentation, disclosures, and customer terms to ensure clarity, transparency and regulatory compliance

Provide risk-calibrated legal advice that meets business objectives within risk appetite

Simplify complex and novel legal problems into concepts that colleagues can understand

Identify issues and provide practical insight into risks to assist colleagues in making decisions

Build an understanding of colleagues' roles and accountabilities to recognize opportunities to use legal expertise to contribute to business solutions and enable business strategy

Mentor and provide leadership and guidance to other legal team members on emerging product-related issues and best practices

Anticipate the information needs of business partners

Establish systematic approaches to legal advice and communication

Deliver difficult messages without jeopardizing relationships

Escalate issues as appropriate

Core Accountabilities

Senior specialist role with principal accountability in the areas of strategic and tactical advice, counsel, influence, relationships and oversight, development of others, and special projects

Recognized as a subject matter expert with significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas

Key relationships are management and senior management

Lead in complex, sensitive, and ambiguous situations

Give advice and support to other counsel

Integrate legal and business needs to identify the need for appropriate policies and procedures within own area.

Strong relationship management capabilities

Engage stakeholders and apply influence to drive strategic initiatives, planning and/or integrating executional activities

Anticipate and frame emerging business trends and risk issues in the broader organizational context as a basis for recommending large-scale product, technical, functional or operations improvements

Serve as a source of expert advice to senior management in field of specialty

Provide leadership guidance, make recommendations and collaborate with business to ensure solutions meet the business needs on a complex project or program

Qualifications

Undergraduate degree or relevant professional certifications, designations, or equivalent required (JD/LLB)

Admission to the Bar in good standing and licensed to practice law in a Canadian province

10+ years relevant experience

Skills & Competencies

Apply legal knowledge to the business

Ability to simplify, problem solve, multitask and work effectively against deadlines

Excellent oral and written communication skills

Detail oriented but able to see the bigger picture

Integrity and high moral standards

Ability to exercise sound judgment

Strong teamwork and client skills

Highly self-motivated, resilient and change-oriented

Innovative and optimistic

Effectively supervise, develop and lead other team members

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

• Our Total Rewards Package
• Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

• Additional Information:
• We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

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