Senior Software Engineer - Credit Commercial Engineering

Marqeta is seeking a skilled Senior Software Engineer to contribute to the design and delivery of software solutions on our Credit Commercial Engineering Team . In this role, you will take ownership of well-defined features and components within a broader product area, delivering on team goals across quarterly milestones. You will apply your technical expertise to solve moderately complex problems, exercising sound judgment to work through challenges with growing independence. You will collaborate actively with your teammates and cross-functional partners to ensure alignment and drive reliable, high-quality outcomes.

We work Flexible First . This role can be performed remotely anywhere within the province where you reside, whether that’s Ontario, Canada or British Columbia, Canada. We’d love for you to join us!

This position is for an existing vacancy. We have two openings for this role.

The Impact You'll Have

Design and implement high-performance solutions for large-scale, high-volume, and high-velocity financial data and complex compliance landscapes.

Develop the software and infrastructure to achieve repeatable and efficient high-quality releases with automation, seeking opportunities to replace redundant tasks and enhance engineering focus on strategic challenges.

Debug critical production issues across services and different stack levels.

Actively keep customer needs in mind and leverage input from product stakeholders to determine the right technical solutions to deliver customer value quickly.

Apply a detail-oriented mindset to analyze data, detect patterns, and create well-organized documentation for non-technical audiences.

Diagnose and resolve production issues across various services and system layers.

Lead design for medium components/features and participate in design for larger components/features (moving from task level impact to medium-size project level impact).

Meticulously evaluate data, identify patterns, and communicate complex information clearly to non-technical stakeholders

Who You Are

You have 5+ years of industry experience in software development in Java, service-oriented architectures, and cloud computing (AWS preferred).

Experience with Java, Spring Boot

Experience with a front-end framework like React or Next.js and knowledge of CSS/HTML

Experience with Kubernetes and/or Docker

Knowledge of common design patterns in scalable distributed systems as well as core computer science concepts

Experience with OAuth 2.0, JWTs, and user session management

Experience, designing, building and maintaining web and mobile applications.

Ability to develop and deliver clean, readable and error-free code with thorough documentation and testing.

Ability to understand existing designs and technology choices and make appropriate adjustments when necessary.

Ability to communicate in a clear, concise, and respectful manner both verbally and in writing.

Ability to share relevant information including if difficult task-level trade-offs that impact the product need to be made.

The ability to demonstrate humility, empathy, and to take constructive feedback positively.

Strong collaboration and communication (verbal and written) skills. Can effectively work cross-functionally and deliver a project.

A desire to grow in your career, learn, share ideas and help others grow and learn.

The capacity to work productively on cross-functional teams and take a collaborative, team oriented approach

Nice to haves

Experience with payments or the FinTech space

Experience with big data analytics tools (i.e. - Snowflake) and stream processing architectures

Contributions to technical blogs, a public Github repo, or to open source projects.

Your Manager

Pramod Rao, Sr. Director, Software Engineering

Recruiter For This Role

Prashant, Senior Recruiter

Our (typical) process:

Application Submission

Recruiter Video Call

Pair Programming Interview

Engineering Leader Interview

Virtual “Onsite” consisting of three 45-60 minute rounds

Offer!

Compensation and Benefits

Marqeta calibrates pay to a competitive value according to working location. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this full-time position, reflected in CAD, is: 116,000 - 145,000

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta currently offers:

Multiple health insurance options

Flexible vacation time with additional floating holidays

Retirement savings program with company contribution

Equity in a publicly-traded company

Monthly stipend to support our remote work model

Annual development stipend to support our people growth and development

Family-forming benefits and generous parental leave base salary top-up

About Marqeta

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

Marqeta’s Values

– Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do.

– Do What's Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on. We own our work from start to finish.

– Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes.

– Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team.

– Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.

Equal Employment Opportunity, Accommodations and Privacy

Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.

Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.

Marqeta cares about your privacy. Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice . Additional inf