AML Operations Functional SME

As an AML Operations Functional SME, you will provide domain expertise for financial crime, AML operations, investigation workflows, suspicious activity review and related compliance processes. You will work with product, engineering, AI and QA teams to ensure product features reflect realistic AML operations and compliance-user expectations.

Responsibilities

Provide SME input on AML investigation workflows, alert review, suspicious activity assessment, narrative quality, evidence requirements and reviewer approval processes.

Define functional requirements, business rules, sample scenarios, role personas, operational workflows and acceptance criteria for AML-related product capabilities.

Support design of AI-assisted investigation summaries, narrative drafting, evidence linkage, reviewer feedback, case disposition and quality review flows.

Create synthetic business scenarios and test cases for alert patterns, customer activity, transaction behavior, red flags and investigation outcomes.

Review product designs, workflow screens, dashboards, reports and output formats from an AML operations perspective.

Partner with QA to validate functional accuracy, edge cases, exception handling and end-to-end user journeys.

Support demo scripts, training material, user guides and client-facing functional explanations in generic, non-client-specific language.

Stay aligned with evolving AML operations practices and regulatory expectations relevant to financial institutions.

Technical requirements

Minimum 10 years of experience in AML operations, financial crime compliance, BSA/AML, suspicious activity investigations, transaction monitoring operations or related banking compliance roles.

Strong understanding of AML investigation lifecycle, alert triage, evidence collection, case review, suspicious activity narratives and escalation processes.

Ability to define functional requirements, acceptance criteria, test scenarios and operational workflows for technology teams.

Strong communication skills to translate business process needs into product requirements and explain domain concepts to engineers.

Experience working with AML case management or transaction monitoring platforms and analyst/reviewer workflows.

Additional responsibilities

Experience with SAR/STR workflows, regulatory report preparation, suspicious activity documentation, QC/QA reviews or compliance operations transformation.

Exposure to tools such as Actimize, Verafin, Oracle FCCM, SAS AML, Unit21, Fenergo, ServiceNow or other financial crime platforms.

Experience defining productivity metrics, false-positive analysis, QA sampling, analyst guidance or investigation quality frameworks.

AML certifications such as CAMS, CFCS or equivalent are preferred.

Education

Master Of Engineering,Bachelor of Engineering