Compliance Officer

About Incard

Incard’s mission is to build the financial operating system for entrepreneurs.

We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.

Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.

ho We’re Looking For

We’re looking for a Compliance Officer to support Incard’s client onboarding, financial crime controls, and regulatory operations.

You’ll work closely with the Compliance, Risk, and Operations teams to ensure customers are onboarded safely, monitored correctly, and reviewed in line with regulatory requirements. This is a hands-on role at the heart of our day-to-day compliance operations.

This role is ideal for someone who enjoys operational excellence, attention to detail, and working in a fast-growing fintech environment.

What You’ll Do

Client Onboarding & KYB / KYC

Perform KYB and KYC reviews for new customers

Review corporate structures, UBOs, directors, and controlling persons

Assess onboarding documentation and identify risk factors

Support enhanced due diligence (EDD) where required

Ongoing Due Diligence

Conduct periodic reviews of existing customers

Monitor changes in customer profiles, ownership, or activity

Support event-driven reviews triggered by risk or transaction behaviour

Transaction & Name Screening Support

Support transaction monitoring reviews and investigations

Assist with name screening alerts and false-positive resolution

Escalate suspicious activity to senior compliance or MLRO where appropriate

Audit, Reporting & Controls

Support internal and external audits and regulatory reviews

Help prepare compliance reports, evidence packs, and audit responses

Maintain accurate records, logs, and case documentation

Cross-Functional Collaboration

Work closely with Customer Support, Product, and Operations teams

Provide guidance on compliance requirements during onboarding and lifecycle events

Help improve onboarding and monitoring processes over time

What We’re Looking For

2–5+ years of experience in compliance, KYB/KYC, or financial crime operations

Strong understanding of CDD, EDD, and AML fundamentals

Experience reviewing corporate structures and beneficial ownership

Familiarity with transaction monitoring and name screening processes

Comfortable working with compliance tools and case management systems

Strong attention to detail and good judgement

Clear written and verbal communication skills

Nice to Have

Experience in fintech, payments, or e-money institutions

Knowledge of EU or UK AML regulations

Experience supporting audits or regulatory exams

Familiarity with tools such as World-Check, ComplyAdvantage, or similar

Benefits:

Competitive cash-based compensation

Incard stock options

25 days of paid time off per year, plus bank holidays and your birthday off

Global health insurance and unlimited paid sick leave