Senior Specialist Support Officer

• We’re Capital on Tap 👋
• 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!

📈Check out the development opportunities in the Specialist Support team.

📍 Manchester | 🏢 3 days in office, 2 from home (Fully office-based for the first 3 months)

⏰ Shifts - 37.5 hours per week Monday - Friday 9am - 6pm.

About the Team

The Specialist Support Team is pivotal in delivering tailored support to customers in financial arrears who require additional care. We are looking for an experienced subject matter expert adverse in handling complex arrears cases, with the demonstrable ability to lead by example and actively support agents and their development.

What You’ll Be Doing

Manage a caseload of vulnerable, high-risk, deceased, and legal customer accounts, carefully assessing each person's situation and reviewing financial documents (like bank statements and income/expenditure forms) to agree fair, workable outcomes on time.

Act as the go-to escalation point for agents on live calls, resolving complex queries at the point of contact to help reduce complaints.

Help monitor agent performance, floor productivity, and compliance requirements (e.g. IVR breaches), coaching agents to understand root causes of arrears and build core skills

Identify process efficiencies, champion "less-click" opportunities, and support departmental and GRIMS initiatives to enhance the customer journey.

Provide flexible cover across senior peer projects and ensure operational continuity during leave or peak periods, balancing 60% direct customer support with 40% operational leadership.

We’re Looking for

Demonstrable background supporting vulnerable customers in collections or arrears within Financial Services.

Comfortable handling real-time escalations, resolving complaints, and guiding team members through complex issues.

High emotional intelligence to support customers through difficult circumstances while maintaining clear boundaries.

Able to interpret financial data, assess affordability, and track key operational metrics (KPIs/KRIs).

Interest in process improvement and AI-first tools, plus the flexibility to collaborate across departments and share project ownership with senior colleagues.

• Diversity & Inclusion
• 🌈We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

• Great Work Deserves Great Perks
• We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:

• 💷 Starting salary £33,000 - £38,000 Depending on experience
• 🏥 Private Healthcare including dental and opticians services through Vitality
• ✈️ Worldwide travel insurance through Vitality
• 🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
• 👛 Salary Sacrifice Pension Scheme up to 7% match
• 🏖️ 28 days holiday (plus bank holidays)
• 📖 Annual Learning and Wellbeing Budget
• 👪 Enhanced Parental Leave
• 🚲 Cycle to Work Scheme
• 🚂 Season Ticket Loan
• 💬 6 free therapy sessions per year
• 🐶 Dog Friendly Offices
• 🍫 Free drinks and snacks in our offices

Check out more of our benefits, values and mission here .

• Interview Process
• 🤝First stage: 30 minutes intro and values call with Talent Partner (Video call)
• 🤝Final stage: 60 minute virtual interview with the Team Leaders

• Other Info
• 👍Check out our ‘Top Tips’ for interviewing.
• ✔️Keep updated on new job opportunities by following us on Linkedin .
• 📧Email [email protected] if you have any questions.

• Excited to work here? Apply!
• If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)