Finance & Operations Analyst

ABOUT BASELAYER

Every day, financial institutions make consequential decisions about which businesses to onboard and trust, in order to grow with confidence. Baselayer exists to make those decisions faster, more accurate, and much less expensive. We offer the leading AI Risk Platform that automates merchant onboarding, underwriting, and fraud prevention for over 20% of the Financial Institutions in America. By combining authoritative government data, AI agents purpose-built for web analysis, and a network powered by millions of applications, Baselayer prevents billions of dollars in merchant fraud and credit risk and instantly automates good merchant applications.

ABOUT THE TEAM

We're a growing team solving a big problem. Business fraud costs the financial system billions every year, and the tools built to fight it are slow, expensive, and outdated. We're changing that. You'd be joining a growing, close-knit team where ownership is real, customer impact is immediate, and the work you ship matters from day one. We move deliberately, communicate directly, and care deeply about quality. If you want to look back in five years and know you worked on something that changed how trust works across major financial institutions, let's chat!

ABOUT THE ROLE

We are looking for a Finance & Operations Analyst to be the Swiss Army knife of our Operations & Finance team. You will own the numbers — month-end close, accounting, and FP&A — and you will also own smaller tasks that keep a fast-growing startup running, from office logistics to getting a new teammate's laptop set up.

This is a highly visible role reporting directly to the Head of Operations & Finance. You will see the entire business: how revenue is recognized, where money goes, what it costs to grow, and where the process is still held together with duct tape. Your job is to close the books accurately, build the reporting leadership relies on, and then go fix the duct tape.

This is not a role for someone who wants a narrow lane. We are looking for someone who is willing to get their hands dirty, moves fast, and takes as much pride in a clean reconciliation as in unblocking a teammate on a Friday afternoon.

WHAT YOU'LL DO

FP&A & Reporting

Track and analyze unit economics and SaaS metrics — ARR, gross margin, NDR, burn multiple, and more

Build and maintain the operating model, budget vs. actuals, and rolling cash forecast

Produce recurring management and board-level reporting on revenue, burn, runway, and departmental spend

Turn ambiguous questions into clear analysis: what is this costing us, what is driving the variance, and what should we do about it

Business Operations

Improve and automate the finance stack — billing, invoicing, expense management, and procurement

Own vendor and software spend management, including renewals and contracts

Support compliance and corporate housekeeping in partnership with Legal and Compliance including annual SOC2, penetration testing, business insurance and more

Support HR and Recruiting with on/off-boarding, assisting new employees, and general support requests

Work with BI tooling to provide valuable insights to internal key players

Accounting & Month-End Close

Assist with the month-end close process end to end — journal entries, accruals, prepaids, and account reconciliations

Manage account mapping for credit card payments and billing

Partner with our outside accountants and tax advisors on close support, year-end, and compliance filings

Office & Internal Support

Keep the office running — supplies, vendors, seating, events, and the day-to-day logistics of an in-person team

Serve as first-line internal helpdesk: laptop setup, SaaS provisioning and access, and basic IT troubleshooting for new hires and the broader team

Jump on ad-hoc projects across the business wherever the need is greatest

MINIMUM REQUIREMENTS

1 to 3 years of experience in accounting, FP&A, finance, or business operations

Hands-on experience supporting a month-end close, including reconciliations and journal entries

Highly advanced Microsoft Excel — this is a must

Tech savvy and quick to pick up new systems, with a bias toward automating manual work

Exceptional attention to detail and a high bar for accuracy

Willing to get your hands dirty and take on tasks that might operate outside a job description

WHAT SETS YOU APART

Startup experience, ideally at an early-stage company where you built process rather than inherited it

Hands-on experience with QuickBooks or a similar accounting system

SQL skills and experience with BI tools; Metabase is a plus

Experience with billing, expense management, or procurement tooling

You are proactive, self-directed, and comfortable operating without detailed instructions

You are a true Swiss Army knife — you would rather own ten things well than one thing narrowly

You want to be foundational and help build something that lasts

WORK LOCATION

Based in NYC; 5 days a week

COMPENSATION

Salary Range: $80,000 - $110,000 + Bonus + Equity

BENEFITS

Time off when you need it: Flexible PTO so you can recharge without red tape

In-person energy: We're based in NYC and meet in the office 5 days a week

Competitive compensation: We pay well and back it with equity. We want you to think and act like an owner

Career rocket fuel: You'll help build the foundation of a high-growth startup, working side by side with experienced founders and team members who've done it before

Benefits on us: We cover 100% of your health, dental, and vision premiums. No surprise deductions from your paycheck

401(k) with company match : We match your contributions so your future self benefits too

HSA contributions included: We contribute to your HSA on applicable plans, so your coverage works as hard as you do

Stay healthy, stay sharp: A $250 monthly gym stipend to help you bring your best self to work, and everywhere else

Lunch on us: Lunch stipend so you can stay fueled and focused without thinking about it

A seat at the table: We believe in transparency, radical candor, and giving every team member a voice 🔥