Financial Controller

At ClarityPay, we're redefining the point-of-sale credit market to bring more value to merchants. Based in NYC and Atlanta, our fast-growing fintech empowers large merchants with configurable “Pay-Over-Time” tools— including monthly installments, BNPL, and revolving products. We solve complex credit challenges with speed, precision, and intelligence—combining deep expertise with advanced tech to deliver better outcomes, every time.

Our clients rely on us to help them serve their customers, grow, and build loyalty. Our values guide everything we do: we put merchants first, stay data-driven, always know the why, learn relentlessly, and win together as a team. This clarity of purpose fuels our commitment to delivering exceptional customer experiences at speed and scale.

About Us

ClarityPay's point-of-sale financing empowers merchants to control commerce flows, convert more customers, and drive growth. Our tailored credit solutions offer flexible, segmented programs across the credit spectrum, equipping merchants with the tools to optimize customer value while delivering a seamless, transparent user experience. We go further to adapt to merchant needs—so they can do more for their customers.

Having recently closed our Series A, we are scaling our operations and building the financial infrastructure to support our next phase of growth. This is an opportunity to join at a foundational moment and own the accounting function end-to-end.

Position Overview

We are looking for a hands-on Controller to own all aspects of accounting, financial reporting, and compliance. You will be the company's primary accounting authority — responsible for producing accurate GAAP financials, managing the monthly close, leading the annual audit, and ensuring we are well-positioned from a tax and regulatory standpoint. This role reports directly to the Head of Finance and works closely with the Director of FP&A.

This is a player-coach role. You are comfortable being the person who does the work today, with the ability to build and manage a small team as we scale.

Key Responsibilities

Financial Reporting & GAAP Compliance

Own the preparation of accurate, timely GAAP financial statements (income statement, balance sheet, cash flow statement)

Ensure proper accounting treatment for loan originations, interest income, deferred fees, credit losses (CECL), and warehouse facility borrowings

Maintain and enforce accounting policies in accordance with US GAAP

Coordinate with the FP&A team to align management reporting with GAAP financials

Monthly Financial Close

Manage and execute the full monthly close process, including journal entries, account reconciliations, and flux analysis

Drive continuous improvement of close timelines and accuracy

Maintain a close calendar and ensure all deadlines are consistently met

Audit Management

Serve as the primary point of contact for external auditors

Lead annual audit preparation, including PBC schedules, workpaper documentation, and auditor communications

Ensure the company is audit-ready at all times, not just at year-end

Tax

Manage federal, state, and local tax compliance, including preparation and filing coordination with external tax advisors

Oversee sales tax and any applicable excise or regulatory tax obligations

Support tax planning and structuring as the business scales

Internal Controls & Compliance

Design and maintain a strong internal controls environment

Ensure compliance with lender reporting requirements and debt covenant calculations

Support any regulatory or licensing requirements related to the lending business

Systems & Process

Own the accounting tech stack (GL, expense management) and drive adoption of scalable tools

Partner with engineering and operations to ensure proper revenue and transaction data flows into the GL

Build and document accounting processes and policies as the company grows

Qualifications

Bachelor's degree in Accounting or Finance; CPA a plus

8–12 years of progressive accounting experience, including time in public accounting

Experience in fintech, specialty finance, lending, or financial services — familiarity with loan accounting (ASC 310, CECL/ASC 326) is strongly preferred

Proven experience managing a full monthly close and leading an external audit

Solid understanding of US GAAP, including revenue recognition, debt accounting, and lease accounting

Experience with tax compliance coordination (federal, state, local)

Hands-on with accounting systems (QuickBooks, NetSuite, or similar); comfortable working in a lean, build-it-yourself environment

High attention to detail, strong organizational skills, and the ability to manage multiple priorities under deadline

Strong communicator — able to present financial results clearly to non-finance stakeholders and the board

What We Offer

Competitive compensation and equity package

Comprehensive benefits (medical, dental, vision)

Collaborative office culture with a strong product mindset

Opportunities to grow, lead, and shape the future of consumer finance

401k program

Compensation

Salary range: $150,000 – $180,000, commensurate with experience

We are an equal opportunity employer and value diversity at our company.