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Early Warning

Principal Software Engineer - Java/AWS

San Francisco

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hirly's read of this role

Role family
Engineering
Seniority
Lead / management
Stated salary
$173,000 – $259,000 per year
Country
US
Work mode
On-site / unstated
First seen by hirly
27 Sept 2026

Derived automatically from the posting.

the posting

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Overall Purpose

This position is a hands-on, individual contributor technical leader involved in setting the standards ensuing excellence in quality of outputs across multiple teams. Responsible for partnering with cross functional teams and providing input to a broad range of initiatives. A technical expert that is continuously learning and keeping abreast of new technologies and industry best practices and finding ways to bring those practices into the engineering organization.

Essential Functions

Partners with product management to craft product strategy, create product descriptions and ensure alignment to technology roadmaps.

Be a thought leader: a senior point of expertise on software engineering issues, industry trends and developing technologies. Be a role model to others on the team. Coach and mentor team members.

Takes ownership for creating technical product design and architecture.

Creates and conducts presentations for small-to-medium size groups.

Works closely with customers to understand their needs and create a partnership for making Early Warning products better.

Partners with software engineering, product, and architecture to shape engineering approaches, share knowledge and experience.

Develop, scope and shape a departmental-wide technical vision for the future.

  • Design / Engineer product / application service solutions in alignment with technology strategy roadmap (example, cloud, containerization, CI/CD and automated testing) keeping futuristic business growth, ease of maintenance, operational readiness and self-service enabled.
  • Collaborate and build relationships cross-functionally to influence and motivate others; serve as an internal catalyst for progressive, strategic and successful change management.

Support the company’s commitment to risk management and protecting the integrity and confidentiality of systems and data.

The above job description is a summary of job responsibilities and is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform tasks and other duties as assigned by their supervisor.

Minimum Qualifications

Education and/or experience typically obtained through a Bachelor’s degree in computer science or related technical field.

Fifteen or more years of experience in designing and developing complex software projects with at least eight or more years in FinTech domain.

1-2 years of experience implementing application solutions/ services in Cloud using Containerization, CI/CD, Automated testing and in compliance security guidelines

Experience in leading cross-functional teams to create technical solutions

Effective communicator with exceptional public speaking skills. Comfortable presenting to all levels within the company

Knowledge of Software Development Lifecycle (SDLC) best practices, software development methodologies (Agile, Scrum, LEAN etc) and DevOps practices

Proven track record designing and building complex end-to-end systems (full stack developer)

Hands-on experience in designing and developing using the one or more of the following technologies

Java RESTful Web Services (Java, J2EE, JUnit, and Tomcat.)

Experience in Microservices Architecture.

Open Source Frameworks - Spring boot, Spring Core

Messaging frameworks such as Kafka, Tibco EMS or JMS

Oracle PL/SQL

JavaScript and scripting frameworks (JQuery, AngularJS)

Hands-on experience in test automation at various levels of testing (unit, component, integration and functional tests)

Proven experience in OOA/OOD

Experience with CI/CD pipeline implementation including GIT, Chef, Maven, Jenkins etc

Solid understanding of modern Cloud platforms such as AWS, Google Cloud or MS Azure

Experience of working with code repositories (e.g. Git, SVN), bug tracking tools (e.g. Jira, Bugzilla) and Wikis (e.g. Confluence)

Background and drug screen

Preferred Qualifications

M.S., or Ph.D. in Computer Science or another technical field

Knowledge of Splunk, Altiris &Zabbix

Hands-on Experience in working with AWS

Experience with various Database design and architectures

Expertise in TerraForm and/or other cloud orchestration technologies

Experience with Monitoring & Alerting systems like AppDynamics

Experience with other computer languages like C#, Ruby, Python, and PHP (Java preferred)

Knowledge of ACH/EFT

Knowledge of real time payment networks(RTP, FedNow)

Experience with migrating application services from on-prem to Cloud

Cloud / Kubernetes certification

Compensation

The base pay scale for this position in:

  • Phoenix, AZ in USD per year is: $173,000 - $259,000.
  • San Francisco, CA in USD per year is: $207,000 - $276,000.

Additionally, candidates are eligible for a discretionary incentive plan and benefits.

This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate’s education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes.

Physical Requirements

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers.

Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

Candidates responding to this posting must independently possess the eligibility to work in the United States at the date of hire.

The above job description is not intended to be an all-inclusive list of duties and standards of the position.

Some of the Ways We Prioritize Your Health and Happiness

Healthcare Coverage – Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.

401(k) Retirement Plan – Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.

Paid Time Off – Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.

Original posting on Early Warning's site ↗

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