Senior Manager, Compliance Testing (US)

Work Location:

Charlotte, North Carolina, United States of America

Hours:

40

Pay Details:

$115,440 - $173,160 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Compliance Job Description:

Why Work with Us?

At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program – it's about creating a culture of compliance that will cascade throughout the organization.

The Ideal Candidate

The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank’s size, complexity, and risk profile. In this role, you’ll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future.

Beyond technical expertise, we’re looking for someone with an entrepreneurial mindset—someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure.

Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you’ll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.

U.S. Compliance Monitoring and Testing Team Summary:

U.S. Compliance Monitoring & Testing, within Second Line Compliance, executes independent, risk-based compliance testing and validation activities to assess the effectiveness of controls and processes designed to meet regulatory requirements. Testing evaluates compliance with applicable laws, rules, and regulations, while issue validations independently assess the effectiveness and sustainability of corrective actions implemented to address identified compliance issues.

Job Summary:

The Senior Manager, Compliance Testing leads teams responsible for independent compliance testing activities. This role provides strategic leadership, oversight, and talent development to ensure effective risk-based testing and compliance with regulatory and internal standards. The Senior Manager works closely with business and Compliance stakeholders to drive testing quality, address emerging risks, and support enterprise-wide reviews and strategic initiatives, as needed.

Depth & Scope:

• •Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
• •Responsible for the timely execution of the Compliance testing plan
• •Typically deals with senior/executive management in communicating Compliance testing results
• •Leverages deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management/enterprise areas through testing engagements
• •Provides guidance and clarity around priorities and goals for Compliance testing program and works with managers to ensure the goals cascade to all workers
• •Guides talent identification and development processes
• •Key contact for dealing with a range of complex issues, including non-routine information
• •Manages and prioritizes the team to deliver on multiple reviews and projects at a given time
• •Identifies and leads problem resolution for project/program complex requirements related issues at all levels

Education & Experience:

• •Undergraduate degree or equivalent work experience
• •10+ years of experience

Desired Qualifications:

• •Experience leading compliance testing teams and overseeing complex testing engagements and issue validations.
• •Experience in compliance testing, audit, risk management, or regulatory compliance within a regulated environment.
• •Experience leveraging data analytics and AI-enabled tools to enhance testing effectiveness, identify regulatory risks, and drive actionable insights.
• •Strong knowledge of regulatory requirements, risk management frameworks, and compliance testing methodologies.
• •Knowledge of compliance programs, governance frameworks, policies, controls, and regulatory obligations.
• •Understanding of current and emerging regulatory expectations and industry best practices.
• •Proven ability to assess risks, identify issues, and provide effective challenge and escalation.
• •Ability to interpret laws, regulations, and regulatory guidance and assess impacts to compliance programs.
• •Strong leadership, organizational, project management, and prioritization skills.
• •Excellent verbal and written communication skills, including the ability to influence senior leaders and stakeholders.
• •Ability to manage multiple priorities and deliver results in a fast-paced environment.
• •Proficiency with Microsoft Office applications and reporting tools.
• •CRCM certification is a plus.

Customer Accountabilities:

• •Manages teams of compliance testing specialists and/or managers in the execution of Compliance Testing engagements and validation of action plans in accordance with established standards
• •Conducts skilled analytical research and analysis as part of the testing engagement and initiatives
• •Develops, implements, tracks, and reports on Compliance testing schedules
• •Provides overall strategic direction to support the Compliance Testing Program, Procedures, and processes so that they stay current with established standards and regulatory expectations
• •Acts as a subject matter expert and strategic advisor by providing guidance on Compliance issues to management, business units, and respective teams for area of specialization
• •Reports on emerging trends, identifying risks and opportunities, and recommending action to senior management
• •Understands risk identification, risk analysis, and risk mitigation according to the regulatory requirements and best business practices
• •Supports relationships with key partners to effectively manage and clarify scope of accountabilities while influencing and aligning others as needed
• •Provides functional/business level communications to stakeholders and/or leaders that are consistent, appropriate, and aligned with strategic direction

Shareholder Accountabilities:

• •Works closely with key business leaders to develop business plan, ensuring the optimal use of resources and leverages TD’s operating model to maximize efficiency, effectiveness and scale
• •Plans and executes on strategic activities, reviews and communicates results, and adjusts tactics accordingly
• •Maintains extensive knowledge of business units and regulatory requirements/compliance issues withi