Sr Manager, Bank Financial Planning & Analysis

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

The Senior Manager, Bank FP&A is a Utah-based leadership role responsible for establishing and leading PayPal Bank’s financial planning and analysis capability. Reporting to the PayPal Bank CFO, the role owns the Bank’s standalone financial forecast, annual operating plan, long-range plan, product profitability analysis, net interest income forecasting, management reporting, and scenario analysis.

PayPal Bank is expected to operate as a standalone legal entity with its own governance, financial reporting, planning, and regulatory obligations while leveraging PayPal Inc. and other affiliates for certain services under formal intercompany arrangements. The role retains ownership of Bank FP&A assumptions, performance analysis, forecast governance, and management reporting, while coordinating with Corporate FP&A, Treasury, Controllership, Risk, Credit, Product, Technology, Legal, Tax, and other stakeholders.

Job Description:

Essential Responsibilities:

• •Business partnering with leaders and VPs and the other cross-functional teams located globally
• •Build and retain a strong and effective team
• •Oversee month-end close and reporting activities, forecast, variance analysis and reporting of operating expense (as well as Contra)
• •Drive continuous process improvements both within the team and with the business
• •Provide analysis and recommendations to leadership groups quickly and effectively to drive results
• •Ensure strict adherence to corporate policies and GAAP regulations
• •Partner with leadership on risk awareness for projects
• •Develop key insights to provide finance senior leadership visibility into areas of risk
• •Work within finance and technology partners to identify areas of opportunity for improvement
• •Prepare and present results and forecasts to senior leaders
• •Track and re-trend results against forecasts and budgets

Minimum Qualifications:

8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications :

• •Experience in bank FP&A, strategic finance, business finance, product finance, or financial planning within banking, fintech, payments, or financial services.
• •Strong understanding of bank financial statements, net interest income, deposit economics, operating expenses, and forecast-to-actual analysis.
• •Ability to build financial models, manage forecast assumptions, explain variances, and prepare executive-ready materials.
• •Experience working in a regulated environment with strong documentation, controls, cross-functional collaboration, and governance discipline.
• •Experience with de novo bank formation, industrial banks, bank subsidiaries, or regulated legal-entity finance environments preferred.
• •Familiarity with deposit product economics, funds transfer pricing, bank business plan submissions, or regulatory examination readiness preferred.
• •Knowledge of Empyrean or similar bank forecasting and funds transfer pricing tools preferred.
• •Experience with enterprise planning, data warehouses, business intelligence/reporting, bank core systems, or subledger data environments.
• •MBA, CPA, CFA, or other relevant advanced degree or professional certification preferred.

Subsidiary:

PayPal

Travel Percent:

10

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The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is:


Primary Location | Pay Range:

• Utah - (Virtual): ($123,500.00 - $183,700.00 Annually)

• Additional Location(s) | Pay Range:

No other locations are assigned to this requisition currently.

Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable.

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us .

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other charac