Summer 2027 Intern: Portfolio Management Team

About Us

Live Oak Bank is a digital bank that serves small business owners across the country. Our groundbreaking spin on service and technology has fueled our mission to be America’s Small Business Bank. Our products help customers buy, build, and expand their business, and our high-yield savings and CD products help them grow their hard-earned money. At Live Oak, we never lose sight of the well-being of our people. We believe our employees are the heart of our company. Our commitment to our customers and culture is intertwined, and we seek those who embody and embrace what it takes to empower the American dream.

Ready to make an impact? We're looking for an onsite intern to join our team for the 10-week Summer 2027 Internship Program (May 17 - July 23, 2027) at our headquarters in Wilmington, NC. Applications are due by 11:59 p.m. ET on Wednesday, September 23.

How This Role impacts Live Oak:

Interns that join the Portfolio Management Team will have the opportunity to understand and support our Portfolio Analys t s in the numerous tasks they work on each quarter. The 10-week program will allow interns to work through financial analysis, shadow tasks and customer interactions, learn the lead to loan process and gain an understanding of Live Oak’s risk through Lending and Servicing functions . The Portfolio Analyst role is vital to the health and overall performance of the existing Live Oak Bank loan portfolio .

What You’ll Do at Live Oak :

Analyze financial statements from several different industries as part of our quarterly analysis and assist wit h annual risk grade assessment s for relationships with larger exposure.

Complete a capstone project and presentation outlining the lead-to-loan process using what you learn over the course of the summer.

S hadow the day-to-day functions of the role, such as collateral, payment, and loan structure questions, managed and completed by a variety of Portfolio Analysts.

Work with other departments throughout the bank handling customer requests to understand how each role plays a key function. This will also broaden your spectrum on potential future opportunities throughout the bank.

Spearhead any internal projects focused on making the group more effective and efficient.

Attend Loan Committee weekly listening to an educational debate on deals approved each week .

Attend d epartment and internal t eam meetings for important updates and learning opportunities.

How You’ll Do It:

You will be trained on financial statement analysis and the Live Oak Bank approach to cash flow lending.

Consistent feedback on job performance during the internship.

Enhancing your time management, prioritization , and organization skills

Preferred Experience :

Interest in banking or finance

Currently enrolled in college/university working toward a degree

A uthenticity /Genuine

Professional Curiosity

Trustworth iness

Personal Effectiveness/Credibility

Nimbleness

Initiative/Willingness to Own Your Role

Joy in Collaborating

Prompt

Multi-tasker

#LI-DNI

Our Values

Dedication: Possess a deep commitment to Live Oak Bank’s mission and core values, exemplified through a strong work ethic, adaptability and pride in your work.

Ownership: Take initiative to deliver positive results by proactively and creatively solving problems, while maintaining a high degree of quality.

Respect: Treat everyone with courtesy, politeness, and kindness.

Innovation: Embrace fresh ideas and fearlessly contribute new solutions to emerging or existing problems.

Teamwork: Foster collaboration, accountability, and trust with others and understand that together, we do more

For a detailed overview of our employee benefits please visit: http://www.liveoakbank.com/careers/

Live Oak Bank is an Affirmative Action and Equal Opportunity Employer, Minorities/Women/Veterans/Disabled. We consider applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, veteran status or disability. Equal access to programs, service and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources at HumanResources@liveoak.bank .

EEO is the Law

The base pay range for this position is $19.77 - $32.12 per hour. Compensation may also include annual bonuses and long-term incentives, subject to various metrics and company policy. A candidate’s salary is determined by several factors including travel, relevant work experience or skills and expertise.

Please note that we provide at least the minimum requirement of paid sick leave to our employees who reside in states that require employer-paid sick leave, including but not limited to Arizona, California, Colorado, District of Columbia, Maine, Maryland, Massachusetts, Michigan, Nevada, New Jersey, New Mexico, New York, Oregon, Rhode Island, Vermont, and Washington.