Accountant

InterPayments is a San Francisco, CA-based, FinTech SaaS company sitting at the exciting intersection of payments and data intelligence. Our Mission is to empower merchants and the software vendors they use to lower payment processing costs. We create innovative data services that Fortune 1000 companies rely upon to lower fees by putting payments in competition on every swipe.

We empower dedicated team-first individuals who are driven to solve problems to foster innovation, perform at their highest potential, and make a meaningful impact - while creating meaningful relationships along the way.

POSITION SUMMARY

InterPayments Inc. is seeking a detail-oriented and organized Accountant to join our Finance & Accounting team. In this role, you will manage day-to-day financial transactions including accounts receivable, accounts payable, and general bookkeeping functions. You will play a key role in maintaining the accuracy and integrity of InterPayments' financial records while collaborating cross functionally with internal teams and external partners.

We are explicitly hiring for an AI-forward accountant. At InterPayments, AI is not an optional productivity tool bolted onto the month-end close; it is how the Finance & Accounting function is expected to operate. The person in this seat will use AI daily to reconcile, validate, summarize, draft, and report. You will be measured in part on how much manual effort they remove from the function over time.

KEY RESPONSIBILITIES

Accounts Receivable (AR) - Invoicing & Collections

Review monthly invoices generated on the 1st of the month in QuickBooks Online (QBO), using AI-assisted checks to flag anomalies, missing line items, and variances against the prior period before invoices go out

Validate contract terms for newly onboarded merchants across multiple systems and source contracts; use AI to extract and cross-check billing terms (rates, minimums, ramps, renewal dates) against what is configured in QBO, the CRM, and in-house software

Follow up with merchants on outstanding invoices and manage collections

Ensure merchants are properly set up in CRM and in-house software

Partner with in house engineer and/or external parties to automate invoicing as the business scales

Take lead on customer renewals and executing to completion

Provide weekly updates on collections

Ad hoc reporting on revenue and collections

Accounts Payable (AP) - Ramp & Vendor Management

Review all incoming vendor invoices and accurately categorize them to the appropriate expense accounts; use AI to pre-classify and to flag categorization that breaks from historical treatment

Ensure invoices are reviewed and approved in a timely manner with respective vendor owners

Flag and escalate any material invoice amounts for review

General Bookkeeping

Maintain and update the month-end checklist and schedule, including accruals, prepaids, and fixed assets

Conduct bank reconciliations monthly

Manage fixed assets, including depreciation and amortization schedules

Manage the company’s virtual mailbox (Earth Class Mail), including AI-assisted triage and routing of incoming items

Draft first-pass variance commentary and close narratives with AI, then apply professional judgment before anything reaches the Controller

Monthly Sales tax preparation

AI & Automation (Core to This Role)

Use AI as a daily working tool across reconciliations, contract review, categorization, variance explanations, collections correspondence, and reporting. Not as an occasional experiment

Build and maintain reusable AI workflows : prompts, checklists, and repeatable procedures so that improvements persist beyond a single close cycle and can be handed to others

Leverage Claude to build interactive dashboards for partnership reporting, KPI tracking, and management reporting, and keep them current as the business changes

Identify and eliminate manual work : maintain a running backlog of finance processes that should be automated, ranked by hours saved and error risk reduced

Apply professional skepticism to AI output : every AI-assisted deliverable is reviewed, tied to source data, and owned by you. Speed never comes at the expense of accuracy or auditability

Document what you build so the function is not dependent on any one person’s memory, and so processes survive audit and team growth

Respect data handling standards : know what merchant, partner, and employee data can and cannot be put into which tools, and escalate when it is unclear

Share what works with the broader Finance & Accounting team and across departments. This role is expected to help raise the AI capability of the company, not just their own

Other Tasks

Update the monthly KPI dashboard

Provide timely partnership reporting leveraging Claude to build out interactive dashboards

SOFTWARE & TOOLS

QuickBooks Online (QBO) - required

Excel Experience – required

Claude (any other AI tool) - required

Ramp – a plus

Earth Class Mail – a plus

Salesforce/HubSpot – a plus

QUALIFICATIONS & EXPERIENCE

Minimum of 2 years of accounting or bookkeeping experience preferred

Hands-on experience with QBO strongly preferred

Solid understanding of GAAP accounting principles

Experience with month-end close processes, journal entries, and reconciliations

Familiarity with partner revenue share or commission tracking is a plus

Ability to leverage AI to improve workflows and output

COMPETENCIES & SOFT SKILLS

Strong verbal and written communication skills

Ability to multitask and prioritize effectively in a fast-paced environment

Adaptable and solutions-oriented with a continuous improvement mindset

Collaborative team player with the ability to work cross-functionally across departments

High attention to detail and commitment to data accuracy

Remote pay range

$65,000 — $80,000 USD

InterPayments’ core values are the building blocks of how we achieve our mission: Obsess about our Customers’ and Partners’ Needs; Be Relentless, Resilient, and Responsive; Collaborate with Teammates, Customers, and Partners; Act with Integrity and Empathy; Outperform your Potential; and Communicate Honestly and Respectfully.

Remote Work Eligibility:

This position is open to candidates who are located in the United States. All remote roles are limited to U.S.- based residents, and the company does not sponsor visas or employ individuals who require work authorization outside of the United States. Only applicants who are legally authorized to work in the U.S. will be considered.

InterPayments is an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, and encourage all qualified applicants to apply.