AML & Fraud Risk Analyst

TransferGo is a growing fintech scale-up on a mission to champion financial freedom with care. We strive to provide tailored, more affordable financial services that make people's hard-earned money go further. Now in our 14th year, with close to 400 employees in offices across Europe and the UK, we’re crafting a brilliant, relevant product that makes a difference in people's lives and the well-being of their families.

We’ve come this far by building a talented, diverse workforce on a fair culture and our strong values. Having this strong team of employees, we can serve those who really need our product to make their lives better.

Join us as an AML & Fraud Risk Analyst in our Compliance Team. In this role, you will be at the forefront of protecting our platform, employing advanced analytical tools and strategies to detect and prevent fin-crime activities. Your dedication to maintaining a secure and compliant financial environment will be key to our continued success.

What you’ll be doing:

Individual and business customer onboarding;

Monitoring, identification, and analysis of complex, critical issues concerning the patterns and trends associated with money laundering, fraud and any other potential risks;

Conducting PEP, Sanctions, and Adverse Media screening alert investigations and escalations;

Conducting Enhanced Due Diligence checks;

Identifying and reporting suspicious activity;

Conducting ongoing customer due diligence and ensuring anti-money laundering, sanctions, and fraud risk compliance.

Provide recommendations for managing the risk of the customers

What we’re looking for:

Relevant work experience in the compliance area

Proficiency in English. Additional languages would be considered as an advantage

Delivery of high-quality results that meet the identified targets

Ability to work individually and within a team

Ability to multitask using internal systems to make decisions

Flexibility to work in different shifts, according to business needs

Willingness to learn continuously and adapt to new compliance and regulatory requirements

We have a shift working pattern in place for this team, which means that on a rotational basis, you may need to cover either early working hours (from 8:00 AM) or late ones (until 00:00 am).

What we offer

Competitive Salary: Starting from €2,040 - €2,550 (gross) per month depending on experience. Salary is just one part of the conversation – if you’re excited about the role but the range feels slightly off, don’t hesitate to apply. We’re open to discussing based on your experience and potential.

Comprehensive Benefits : Including a generous holiday allowance, competitive healthcare insurance, and a wellbeing package from day one.

Annual Development Budget : €1,000 to invest in your personal and professional growth.

Hybrid Working Environment : Flexibility to work from home and in the office, with most team members in the office two days a week.

Pet-Friendly Office : If you’re near one of our offices, bring your furry friend along!

Inclusive Culture : Regular in-person events, fostering a strong sense of community and collaboration.

Empowerment and Ownership : We believe in empowering our people to take initiative and drive meaningful change.

At TransferGo, we are committed to the equal treatment of all current and prospective employees. We will not tolerate discrimination on the basis of age, disability, sex, sexual orientation, pregnancy and maternity, race or ethnicity, religion or belief, gender identity, marriage, civil partnership or any other protected category. We are proud of our diverse and inclusive culture and we strongly encourage suitably qualified applicants from a wide range of backgrounds to apply and join TransferGo. We look forward to meeting you!

Please note that all data collected will be handled in accordance with our candidates privacy policy ( https://www.transfergo.com/privacy-policy/overview ) and will only be used for the purpose of evaluating your candidacy. The data will be securely stored and deleted according to retention timeframe set in the candidates privacy policy. If you have any questions or concerns regarding this, please feel free to reach out by replying or via dpo@transfergo. com