Banking Services Operations Associate III - Mortgage Payments & Maintenance

Overview:

Completes basic mortgage payment processing and special loans duties and basic research tasks.

Primary Responsibilities:

• •Complete routine data entry, system updates and validation related to mortgage payments, payoffs and special product maintenance.
• •Complete standardized document review and validation related to mortgage notes, modifications and ACH (Automated ClearingHouse) agreements.
• •Complete basic documentation preparation related to mortgage loan modification documents.
• •Respond to or initiate standard requests on exception payment applications or mortgage document term research.
• •Complete mid-level complexity research into maintenance completed, payments and payoffs.
• •Complete entry-level reconciliations of system maintenance and cash work as required by assigned area.
• •Complete routine or standardized exception processing of payments, payoffs and ARM (Adjustable Rate Mortgage) criteria outside current system logic.
• •Maintain contact with internal business partners and external customers as required in completing assigned responsibilities.
• •Work with, assist and complete quality control of offshore vendors who are processing work on behalf of the Bank.
• •Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
• •Promote an environment that supports belonging and reflects the M&T Bank brand.
• •Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• •Complete other related duties as assigned.

Scope of Responsibilities:

The jobholder may work in Mortgage Payments, Payoffs or Special Products and is responsible for entry-level tasks noted above.

Education and Experience Required:

Associates’ degree, or in lieu of a degree, a combined minimum of 2 years’ higher education and/or work experience

Proven internal and external customer service experience

Proficiency with personal computers as well as pertinent spreadsheet and word processing software

Demonstrated verbal and written communication skills

Demonstrated problem-solving skills

Education and Experience Preferred:

Minimum of 1 year’s relevant experience

#LI-111

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.68 - $31.14 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America