Business Systems Analyst II (Electronic Pymt Ops)

The Electronic Payment Operations team partners with business unit stakeholders and technical staff to identify business system solutions for changes to business processes, policies, and information systems. Within the Electronic Payment Operations environment, this team interacts with 3rd party vendors and internal partners to understand what the line of business needs and works with vendors to develop and implement those software needs.

As the Business Systems Analyst II, you have a specific and impactful function for UMB to ensure and maintain accurate system and System Development Life Cycle (SDLC) documentation. You will serve as the subject matter expert that functions similarly as a Project Manager for software implementations. This is a subset of the overall responsibilities which will include multiple initiatives as assigned by Bank Operations leadership.

This role is hybrid (Mon through Thu on-site / Fri remote) at the UMB Technology & Operations Center located in downtown Kansas City, MO.

How you will spend your time:

• •Implement, test, and train internal partners with updated or new software for the core ACH and Wire payment systems.
• •Handle communication and project management for updating software within the Electronic Payments Operations group of systems.
• •Assist with process improvement and conversions.
• •You can expect a fast-paced environment with unpredictable scenarios while maintaining flexibility and adaptability to client needs. Our Business Systems Analyst II are motivated to be self-driven and enjoy the challenge of learning new skills while controlling the progression of their career. This role focuses on ensuring software capabilities for lines of business are being met while identifying efficiencies for the department.

We are excited to talk if you have:

• •At least 3 years of Business Systems Analysis or ACH operations experience.
• •Strong problem-solving skills to determine what action needs to be taken to ensure software is operating smoothly and efficiently.
• •Excellent communication skills to make a positive experience for external partners and internal partners.
• •Attention to detail to ensure correct information is utilized across all responsibilities.

Bonus Points if you have:

PEP+ system knowledge.

Applicants must have legal authority to work in the United States. Work Visa sponsorship is not available for this position.

• This position was posted on 11/05/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.


• Compensation Range:

$67,869 - $99,836

The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates , such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

• Are you ready to be part of something more?
• You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.

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