Collections Team Leader

Who is Shift?

At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products.

We believe Australian businesses are the driving force behind our economy and are core to our communities. That’s why our business expertise, focus on relationships, and market-leading technology is at the core of everything we do. We’ve helped solve the credit and payment pain points for more than 30,000 businesses, providing over $6 billion in aggregate funding.

Our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. You’ll be joining a diverse team of over 300 people who are always looking to deliver better outcomes for Australian businesses.

About the Role:

At Shift, we’re on the lookout for a Collections Team Leader who knows the ins and outs of recovering commercial debts and enjoys challenging the status quo. You’ll motivate, coach, and develop your team to achieve outstanding results balancing customer focus with sharp commercial outcomes. Your expertise will help us keep losses low and our portfolio healthy, all while making the collections process smarter and more effective.

What You’ll Do:

Lead, mentor, and support a team of Collections Officers in a high-volume, commercial collections environment

Be the escalation point for complex, high-value, or sensitive commercial accounts—solving tricky cases and guiding your team

Own team KPIs, driving results on delinquency, recovery, and loss targets with a solutions-oriented approach

Set clear expectations and allocate workloads effectively

Provide regular feedback, coaching, and drive ongoing team capability and engagement

Spot areas for improvement and champion smarter, faster processes across the collections function

Play a key part in shaping and maintaining a credit control management framework fit for commercial lending

Collaborate with colleagues in Finance, Credit, Account Management, and Operations to ensure the best outcomes

Identify team growth opportunities and handle performance issues constructively

What You’ll Bring:

7+ years’ experience in receivables, credit management, or debt recovery, with significant experience in commercial collections and commercial lending

Proven leadership in collections or credit operations, including coaching and performance management

Track record of achieving team targets for commercial delinquency, recovery, and loss metrics

Expertise in managing escalations for complex and high-stake commercial accounts

Comprehensive understanding of AU regulatory obligations (NCCP Act, ASIC guidelines, Privacy Act)

Experience with credit control frameworks, process improvement, and commercial collections models

Strong communicator with great stakeholder management and influencing skills

Comfortable with collections systems, CRM platforms, and debt management tools

Key benefits:

Collaborative teams – a flat structure means everyone can learn from colleagues and senior leaders around the business.

Be involved – come together with all of your colleagues every 100 days to share the product and technology roadmap and business strategy.

Flexible working environment – we’re headquartered in North Sydney with state-based workplaces and offer a flexible work policy.

Family support – industry leading 26 weeks paid parental leave.

Purpose built spaces within our office – designed for collaboration, brainstorming, socialising, and focused work.

Range of benefits supporting your physical, psychological and financial wellbeing. From a day off on your birthday to excellent end of trip facilities.

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