Commercial Credit Services Group Manager

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Job Description:

At Regions, the Commercial Credit Services Group Manager oversees Commercial Credit Services teams responsible for underwriting business banking and middle market credit requests. This role ensures alignment with risk management objectives by enforcing policies, processes, and tools that promote a consistent and standardized approach to credit underwriting, including accurate risk ratings and oversight of both new and renewal credit approval activities.

Primary Responsibilities

Develops and manages key performance indicators (KPIs) within the conventional underwriting team for approval documentation quality, credit servicing quality, and credit approval turnaround time

Serves as a liaison with Credit Review, Risk Management, and Audit teams to identify and address any weaknesses in the Conventional Underwriting team’s risk management practices

Oversees the hiring, development, and ongoing performance of regional team managers and associates supporting underwriting and portfolio management activities

Champions talent development and training initiatives to ensure Regions maintains a highly skilled workforce and a strong succession pipeline

Creates and maintains strong working relationships with key stakeholders including credit officers, client coverage teams, senior leadership, and Human Resources

Ensures new loans and renewals are underwritten to prudent risk standards and in compliance with the loan policy and the credit risk management policy

Serves in a leadership position for all risk management initiatives and activities regarding the conventional underwriting team

Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing, and risk rating

Serves, periodically, on committees, task forces, and groups as needed

Leads credit product support and activity delivery for the conventional underwriting team

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

Bachelor’s degree in Accounting, Finance, or a related field

Fifteen (15) years of banking/credit experience and six (6) years of managerial experience

Completion of a major corporate credit training program or the equivalent corporate banking/corporate finance experience

Preferences

Master of Business Administration (MBA) or a related degree

Skills and Competencies

Ability to lead and coach others

Broad knowledge of credit disciplines and business strategy

Demonstrated self-starter with a strong work ethic

High level of knowledge in accounting and finance

Excellent analytical and problem solving skills

Excellent verbal and written communication skills

Strong interpersonal skills

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$185,859.30 USD Median:

$239,840.00 USD

Incentive Pay Plans:

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.Opportunity to participate in the Long Term Incentive Plan.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/about-regions/welcome-portal/benefits

Location Details

Riverchase Complex North Building

Location:

Hoover, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.