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Freedom Credit Union

CREDIT ANALYST

Springfield, MA

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hirly's read of this role

Seniority
Mid level
Country
US
Work mode
On-site / unstated
First seen by hirly
31 Oct 2026

Derived automatically from the posting. Upload your resume above to see how the role scores against it.

the posting

Description

*Please note, this position is on-site in Springfield, MA

Primary Summary:

Under general supervision of the Commercial Credit Manager, and in accordance with established policies and procedures, performs credit analysis on all Member Business Loans.

Essential Functions/Position Responsibilities:

  • Perform a thorough financial, cash flow, ratio and trend analysis on each Member Business Loan application.
  • Prepare an objective and comprehensive written presentation which includes an assessment of the strengths and weaknesses of a credit while adhering to Member Business Loan Policy standards.
  • Determine collateral adequacy: consideration of asset availability, familiarity with real estate appraisal and environmental regulations.
  • Make recommendations to the Commercial Credit Manager on viability and risk of a new loan/relationship.
  • Perform annual reviews of existing portfolio based on updated financial information including adherence to covenants and risk rating appropriateness.
  • Spread financial statements.
  • Assist with portfolio tracking systems.

Requirements

Position Requirements:

  • BS degree in business or related field
  • Minimum of 1-3 years of relevant experience
  • Understanding of accounting principles
  • Knowledge of business and personal financial statements
  • Strong analytical and underwriting skills
  • Ability to use Microsoft Word and Excel extensively
  • Strong written and oral communication skills required
  • Organizational skills/ability to prioritize and handle a multitude of responsibilities, meet deadlines
  • Proficiency in financial analysis software
  • Will be required to work outside of scheduled hours to respond to positions issues.
Original posting on Freedom Credit Union's site ↗

Listed on hirly, a job board. hirly is not the employer: Freedom Credit Union is hiring for this role.

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