Credit and Collections Representative

Xcel Energy (NASDAQ: XEL) is a leading energy provider and Fortune 500 company, dedicated to serving millions of electricity and natural gas customers across eight states: Minnesota, Colorado, Wisconsin, Michigan, North Dakota, South Dakota, New Mexico and Texas. We make energy work better for our customers, helping them thrive every day. That means always raising the bar - delivering better service and providing more reliable, resilient, and sustainable energy.

Xcel Energy is a place where you’ll have opportunities to grow, expand your skills, and help lead the clean energy transition. We offer meaningful rewards, recognition, and support to help you build your career and make an impact - both on the job and beyond. Most importantly, it means you’ll be joining a company that knows employees are the driving force behind its success and is committed to helping you be your best.

Xcel Energy supports a hybrid work model to enable collaboration and flexibility. Many roles are expected to work onsite three days per week (Tuesday–Thursday); however, work location expectations vary based on role, team, and business needs.

Position Summary

The Residential Credit and Collections Representative plays a pivotal role to ensure customer satisfaction and to solve a wide range of complex issues and inquiries. Representatives utilize strong negotiation skills to collect payments and arrange a schedule for past due utility debt repayment. Through the use of multiple technology channels, Residential Credit and Collections Representatives analyze and address customers’ energy needs and concerns in a single interaction. Building trust with customers is essential in this role, requiring the anticipation of their needs and the provision of precise information. The role involves educating customers on necessary actions and strategies for debt repayment and the promotion of a variety of company products and services to enhance their overall experience. This role supports customers by maintaining an understanding of complex electric and gas rate options across multiple service territories. In addition, representatives will process critical orders in high pressure situations surrounding electric emergencies, as well as on-call responsibilities during storm or other related emergency situations. Performance is measured against individual indicators of customer satisfaction, quality, and productivity to meet overarching business goals.

Important Position Requirements and Expectations

• •This position requires seven weeks of in-person training and three months of in-office work, with the opportunity to transition to working from home based on performance.
• •Training is Monday-Friday, 10 AM - 6:30 PM.
• •Training is in person in Eau Claire, WI, and employees will work on-site for three months following training.
• •Must live within a one-hour commute of 1414 W Hamilton Ave, Eau Claire, WI.
• •Schedule after training: may include evenings and weekends, with many shifts extending beyond 6:30 PM.
• •Computer & Technology Skills: The right candidate should already have strong computer skills and the ability to navigate multiple systems and applications at the same time. Candidates should also be comfortable with change, learning new technology, switching between programs, typing and entering information accurately, and troubleshooting technology issues.

Essential Responsibilities

• •Deliver exceptional customer service through multiple communication channels, primarily phone calls.
• •Anticipate customer needs and offer tailored solutions using advanced problem-solving skills.
• •Utilize critical thinking to address and resolve complex customer inquiries.
• •Provide specialized technical support to customers.
• •Engage with past due customers to negotiate for payments and eligible arrangements on remaining balances.
• •Follow and optimize collection protocol utilizing specialized tools.
• •Expedite the resolution of customer disputes and queries.
• •Handle customer phone calls professionally, empathetically and knowledgeably, following appropriate scripts when necessary.
• •Participate in an on-call rotation.
• •Perform additional duties as assigned, including involvement in special projects.

Minimum Requirements

• •At least 18 months of customer service experience or equivalent.
• •High School Diploma or equivalent.
• •Ability to confidently use multiple computer programs at once.
• •The capability to proactively identify, troubleshoot, and resolve technology-related issues. This includes diagnosing hardware and software problems, implementing effective solutions, and ensuring minimal disruption to workflow.

Preferred Requirements

• •Bilingual proficiency in Spanish is highly desirable, with a compensation premium available after passing a Spanish-language proficiency test.
• •Experience in collections.

Our culture is grounded in shared values and employee commitments that guide how we work, support one another, and grow together.

Our Values

Connected, Committed, Trustworthy, Safe

Our Employee Commitments

• •Work that makes a difference
• •A team you can count of
• •Opportunities to grow
• •Rewards that help you thrive

Xcel Energy provides job applicants reasonable accommodations for disabilities throughout the application process. If you are in need of an accommodation to complete the application process, now or at any time in the future, please complete the Applicant Accommodation Request Form .

Non-Bargaining

The anticipated starting base pay for this position is: $17.00 to $23.80 per hour

This position is eligible for the following benefits: Spot On Bonus, Medical/Pharmacy Plan, Dental, Vision, Life Insurance, Dependent Care Flexible Spending Account, Health Care Flexible Spending Account, Health Savings Account (HSA) (if enrolled in eligible health plan), Limited-Purpose FSA (if enrolled in eligible health plan and HSA), Transportation Reimbursement Account, Short-term disability (STD), Long-term disability (LTD), Employee Assistance Program (EAP), Fitness Center Reimbursement (if enrolled in eligible health plan), Tuition reimbursement, Transit programs, Employee recognition program, Pension, 401(k) plan, Paid time off (PTO), Holidays, Volunteer Paid Time Off (VPTO), Parental Leave

Benefit plans are subject to change and Xcel Energy has the right to end, suspend, or amend any of its plans, at any time, in whole or in part.

In any materials you submit, you may redact or remove age-identifying information including but not limited to dates of school attendance and graduation. You will not be penalized for redacting or removing this information.

Deadline to Apply: 12/01/26

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Accessibility Statement

Xcel Energy endeavors to make https://www.xcelenergy.com and https://jobs.xcelenergy.com accessible to any and all users. If you are in need of an accommodation to complete the application process, now or at any time in the future, please complete the Applicant Accommodation Request Form . For any other application related questions, including application follow-ups or technical issues, please use our Recruiting Assistance, Electra, for assistance. Electra can be found in the lower right-hand corner of our Xcel Energy Careers site.