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Equitas Small Finance Bank

Credit Officer

India

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hirly's read of this role

Seniority
Mid level
Country
IN
Work mode
On-site / unstated
First seen by hirly
24 Sept 2026

Derived automatically from the posting. Upload your resume above to see how the role scores against it.

the posting

  • Analyze home loan applications under Affordable Housing Finance segment
  • Assess borrower profiles including salaried, self-employed, and informal income customers
  • Conduct detailed credit appraisal including income estimation, FOIR, and repayment capacity
  • Evaluate property documents and ensure legal & technical compliance
  • Verify KYC, banking, and financial documents for authenticity
  • Perform field investigation (FI) and residence/business verification when required
  • Prepare credit appraisal notes and recommend approvals based on risk assessment
  • Ensure adherence to internal credit policies, NHB/RBI guidelines, and compliance norms
  • Coordinate with sales, legal, technical, and operations teams for smooth loan processing
  • Monitor loan portfolio quality and identify early warning signals
  • Maintain proper documentation and audit trails
Original posting on Equitas Small Finance Bank's site ↗

Listed on hirly, a job board. hirly is not the employer: Equitas Small Finance Bank is hiring for this role.

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