Plata

Credit Risk Analyst

Colombia

Get past the screening software and onto a recruiter's desk

hirly rewrites your resume for this job — matching the keywords and skills in the posting, moving your most relevant experience to the top, and writing a cover letter to fit. About 30 seconds.

Keywords matched to this posting
Fit score before you apply
Cover letter included

Tailor my resume for this job →

Apply from your AI assistant

Connect hirly to Claude and ask it to apply to this job. hirly tailors your resume, fills the employer’s form and asks before sending. ChatGPT: manual setup today.

See how it works

Some employer sites stop an application at a CAPTCHA or sign-in and hand it back with a link. Applying needs a paid plan. Works with any assistant that supports MCP.

hirly's read of this role

Seniority: Mid level
Country: CO
Work mode: On-site / unstated
First seen by hirly: 9 Oct 2026

Derived automatically from the posting. Upload your resume above to see how the role scores against it.

the posting

We are looking for a Credit Risk Analyst to join our Portfolio Strategy team and help us keep our retail credit portfolio balanced across risk, return, and capital use. You will be an independent partner to the Product and Underwriting teams, turning analysis into practical recommendations that shape how we grow.

Challenges that await you:

Ensure the bank's retail credit portfolio fits its business model, takes the right level of risk, and earns an appropriate return

Provide independent oversight and challenge to Product and Underwriting teams on portfolio strategy, risk selection, and pricing

Monitor portfolio performance and competitors, and recommend changes to improve the balance between risk, return, and capital use

Calculate and monitor credit loss provisions

Help optimize the capital consumed by the portfolio

What makes you a great fit:

Strong understanding of retail credit risk, portfolio management, and credit risk strategies

Knowledge of credit loss provisioning under IFRS and US GAAP

Understanding of how banks operate, capital adequacy, and credit risk RWA calculations

Ability to assess and improve portfolio performance through risk, return, pricing, and capital use

Ability to challenge business and underwriting decisions and turn analysis into practical recommendations.

Good knowledge of SQL

B1 or higher English level for effective communication with an international team

Our ways of working :

Innovative Spirit : a commitment to creativity and groundbreaking solutions

Honest Feedback: valuing open, transparent communication

Supportive Team: a strong, collaborative community

Celebrating Achievements: recognizing our wins together

High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances

Our benefits :

Relocation support to one of our hubs with assistance for the employee and their family

Flexible work from one of our offices

Healthcare Coverage

Education Budget: Language lessons, professional training and certifications

Wellness Budget: Mental health and fitness activity reimbursements

Vacation Policy: Annual leave and paid sick leave as per applicable policies

Original posting on Plata's site ↗

Listed on hirly, a job board. hirly is not the employer: Plata is hiring for this role.

Browse similar roles

More roles at Plata

Want this one?

Upload your resume and hirly rewrites it for this job and writes the cover letter — in about thirty seconds, before you sign up.

Tailor my resume for this job