Credit Risk Data Scientist II

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Credit Risk Data Scientist II based in United States.

• This role is responsible for overseeing the development, validation, and ongoing performance of credit risk models supporting consumer lending portfolios.
• You will help ensure models used for credit decisions, loss forecasting, risk management, and regulatory reporting remain accurate, effective, and well governed.
• The position combines advanced data science and statistical modeling with deep knowledge of consumer credit and regulatory expectations.
• You will work across model development, validation, monitoring, governance, stress testing, and CECL-related activities.
• The role offers significant exposure to machine learning, econometric techniques, macroeconomic scenarios, and credit risk frameworks.
• You will partner with senior leaders, auditors, regulators, and cross-functional teams to communicate model performance and risk implications.
• This fully remote opportunity is ideal for an experienced quantitative professional who can combine technical depth with strong business judgment.