Credit Risk Manager, Credit Risk

We are looking for a sharp, detail-oriented analyst to join our Credit Risk Management team. In this role, you won't just be pulling data; you will be helping us shape the policies that govern our lending backbone. You will support the team in analyzing portfolio performance, identifying trends, and providing data-driven recommendations to optimize our risk-reward balance.

• Key job responsibilities
• ● Data Extraction: Write and execute SQL queries to retrieve data from internal databases for various ad-hoc requests.
• ● Policy Support: Assist in monitoring the performance of existing credit policies and help simulate the impact of proposed changes.
• ● Reporting: Maintain and update risk dashboards to track Key Performance Indicators (KPIs) like delinquency rates and loss ratios.
• ● Root Cause Analysis: Use logical reasoning to investigate anomalies in data and explain "the why" behind the numbers.

• A day in the life
• ● Data Extraction: Write and execute SQL queries to retrieve data from internal databases for various ad-hoc requests.
• ● Policy Support: Assist in monitoring the performance of existing credit policies and help simulate the impact of proposed changes.
• ● Reporting: Maintain and update risk dashboards to track Key Performance Indicators (KPIs) like delinquency rates and loss ratios.
• ● Root Cause Analysis: Use logical reasoning to investigate anomalies in data and explain "the why" behind the numbers.

• About the team
• The Credit Risk team is the backbone of all credit underwriting strategies with decision making capabilities for everything pertaining to credit underwriting of customers.
• You will gain -
• ● Direct exposure to the decision-making process in a high-stakes financial environment.
• ● Mentorship from experienced risk strategists.
• ● The opportunity to see your data analysis translate directly into live credit policies.

Basic qualifications

• - Experience using SQL
• - Experience in data analysis and problem solving

Preferred qualifications

- Experience using Microsoft Excel

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