Data Risk Specialist- 2LOD Risk Mgmt

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$91,000 - $136,240 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Risk Management Job Description:

The Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices.

Depth & Scope:

• •Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas
• •Integrates knowledge of the enterprise sub-function’s or business line’s overarching strategy in developing solutions across multiple functions or operations
• •Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services
• •Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists
• •Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity
• •Independently manages end-to-end functional programs
• •Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions
• •Uses sophisticated analytical thought to exercise judgement and identify solutions
• •Impacts the achievement of sub-function or business line objectives within the area they are accountable for
• •Work is guided by policies and industry standards/methods
• •Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders
• •Works autonomously as the lead and guides others within area of expertise

• •exceptions, risk acceptances, and transformation initiatives.
• •Challenge whether management actions sufficiently address root causes and provide sustainable risk reduction.
• •Provide an independent view of residual risk and the implications of material gaps or delayed remediation.

Governance & Regulatory Leadership

• •Shape the U.S. data risk oversight framework and ensure it appropriately reflects applicable U.S. requirements and the Enterprise risk framework.
• •Provide senior 2LOD input into major policy, governance, transformation, and regulatory initiatives.
• •Represent U.S. Data Risk Management in senior governance forums and regulatory or audit engagements, as appropriate.
• •Ensure emerging regulatory expectations are translated into clear risk oversight priorities.

Executive Risk Reporting

• •Synthesize multiple risk indicators, issues, assessments, and business developments into an enterprise-level view of data risk.
• •Provide clear recommendations and decision points to senior executives and governance committees.
• •Escalate material concerns where risk exposure, remediation progress, or management actions are inconsistent with established risk appetite or expectations.

Leadership & Influence

• •Act as a senior advisor to business, risk, technology, and data executives while preserving 2LOD independence.
• •Lead cross-functional risk discussions involving complex or contentious matters.
• •Provide direction and mentorship to data risk professionals and raise the quality and consistency of 2LOD challenge.
• •Influence outcomes across organizational boundaries where direct authority may not exist.

Education & Experience:

• •Undergraduate degree or technical certificate and/or
• •7+ years relevant experience
• •Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline
• •Knowledge of risk management environment, standards, regulations and mitigation
• •Knowledge of current and emerging competitor and market trends
• •Ability to establish goals and objectives which support the strategic plan
• •Ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives
• •Skill in mentoring and coaching
• •Advanced skill in using analytical software tools, data analysis methods and reporting techniques
• •Skill in using computer applications including MS Office
• •Ability to communicate effectively in both oral and written form
• •Ability to work collaboratively and build relationships across teams and functions
• •Ability to work successfully as a member of a team and independently
• •Ability to exercise sound judgement in making decisions
• •Ability to analyze, organize and prioritize work while meeting multiple deadlines
• •Ability to handle confidential information with discretion

Preferred Qualifications:

• •Significant leadership experience in data risk, operational risk, technology risk, data governance, regulatory risk, or a related discipline.
• •Deep understanding of financial-services risk management and regulatory expectations.
• •Demonstrated experience influencing senior executives and challenging complex risk decisions.
• •Ability to connect individual findings and issues to broader systemic or enterprise risk.
• •Strong executive presence and judgment, including the ability to make and defend independent risk recommendations.
• •Experience leading teams, major risk programs, or cross-functional initiatives strongly preferred.
• •AI and Model Risk experience

Customer Accountabilities:

• •Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business
• •Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks
• •Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues
• •Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.)
• •Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes
• •Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable
• •May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions
• •May be responsible for providing support for other major risk areas (e.g. Market, Credit,