Nelo
Data Scientist (NYC, L5/L6)
NYC
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hirly's read of this role
- Role family
- Data & ML
- Seniority
- Mid level
- Country
- US
- Work mode
- On-site / unstated
- First seen by hirly
- 1 Sept 2026
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the posting
About Nelo
Nelo is a leading fintech in Mexico reimagining credit to expand consumer buying power. Founded in 2019 by former Uber international growth team leads Kyle Miller and Stephen Hebson, Nelo offers credit cards, BNPL loans, bill payments, and its own marketplace — all under one app — designed from first principles for a mobile-first, real-time payments world.
With $100M in annual revenue, $1B in annualized GMV, and $140M+ raised in equity and debt, Nelo is one of the most capital-efficient consumer fintech companies in Latin America. The company is profitable — positive operating profit in both 2024 and 2025. It runs lean and technical: 60 employees, 8 engineers, with AI driving underwriting, collections, and operations.
HQ: Mexico City, Mexico; commercial and people operations in New York City
Founded: 2019
Team size: 60 FTEs
Open roles: 10+
Website: nelo.mx
Stage: Post-Series A; $100M credit facility (Victory Park Capital, 2022); profitable
Benefits: 401k, open PTO, medical, dental, vision, STD, LTD, fertility
Company values:
Be your best selves: ambition, hard work, intellectual curiosity
Everyone is an owner: all employees receive equity including customer support; 10-year option expiration; equity refreshers
Customer first: product decisions grounded in customer benefit
Open and honest communication: quarterly financials and board presentations shared company-wide; low tolerance for bureaucracy or gossip
Move fast, learn fast: hundreds of experiments run monthly; rigorous experimentation culture
About The Role
As a data scientist at Nelo, you will be responsible for optimizing the overall performance of our credit and marketplace products. Specifically, you will
Develop machine learning and causality models upon which Nelo will make underwriting and portfolio management decisions
Create credit, personalization, ranking, and pricing algorithms
Design and analyze continuous experiments to provide insights and guide product and algorithm decisions
Lead machine learning infrastructure projects, including machine learning operations and observability
This role requires a deep knowledge of machine learning and statistics. Cross-functional collaboration is also needed.
We are looking for someone with a strong technical background and clarity of thought. You should be a great communicator and have the ability to drive impact based on your analyses.
This role is in-office in New York City.
Requirements:
5+ years of data science experience
Deep understanding of classification models, forecasting models and ML techniques
Deep understanding of causal inference, experiment design and measurements
Deep understanding of optimization, including familiarity with formulating and solving constrained optimization problems
Advanced with SQL and Python
Compensation and Benefits:
Very competitive salary and equity
100% medical, dental & vision insurance coverage for you; 50% for dependents
Unlimited PTO
401(k)
Extended maternity and paternity leave
Relocation support
Sabbatical program
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