Environmental Risk Officer II

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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Truist may consider candidates in any of our approved remote work locations outside the posted office locations above.

Responsible for independently evaluating environmental risks associated with real estate collateral, determining appropriate levels of environmental due diligence, and ensuring the quality and integrity of the environmental review process. Provides clear, well-supported risk conclusions and mitigation recommendations to support credit decisions. Manages assignments with elevated complexity, including the most complex environmental matters, and serves as a technical resource to business units, credit teams, consultants, and less experienced teammates.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Independently determine appropriate scope and level of environmental due diligence based on property type, current and historical use, transaction structure, identified environmental conditions, and applicable Bank requirements.

2. Evaluate environmental risks associated with real estate collateral and determine whether those risks are acceptable within established risk parameters. Clearly communicate conclusions and provide practical risk mitigation recommendations to business units, credit teams, and other stakeholders in support of credit decisions.

3. Develop and oversee risk-based action plans when environmental concerns are identified, including additional investigation, regulatory evaluation, remediation, environmental insurance, engineering or institutional controls, ongoing monitoring, and estimates of potential costs to cure.

4. Order, review, and evaluate environmental assessments and related technical documentation for accuracy, completeness, regulatory relevance, compliance with applicable ASTM standards, and consistency with the approved scope of work.

5. Manage environmental assignments with elevated levels of risk, complexity, or sensitivity, including the most complex matters involving significant contamination, regulatory involvement, remediation obligations, redevelopment, multiple properties, or complex transaction structures.

6. Coordinate with environmental consultants, business units, legal counsel, credit teams, property owners, and other stakeholders to resolve due diligence deficiencies, clarify environmental findings, and determine whether completed work adequately addresses identified risks.

7. Evaluate the quality and performance of environmental consultants, provide feedback regarding the adequacy of completed work, and make recommendations concerning the addition, retention, restriction, or removal of firms from the Bank’s approved consultant program.

8. Provide technical consultation and training to business units, credit teams, and other teammates regarding environmental due diligence, environmental risk mitigation, regulatory requirements, and the application of Bank environmental risk policies and procedures.

9. Maintain advanced knowledge of environmental risk management practices, applicable federal and state environmental requirements, CERCLA liability and defenses, lender and secured-creditor protections, and current ASTM assessment and reporting standards.

10. Assist with the development, interpretation, implementation, and periodic revision of Bank environmental risk policies, procedures, guidance, tools, and quality-control practices.

11. Identify emerging environmental risks, regulatory developments, and industry trends that could affect real estate collateral, lending activities, or the Bank’s environmental risk management practices.

12. Mentor and provide technical guidance to less experienced teammates, support consistent application of environmental risk requirements, and assist with the review or escalation of complex assignments.

13. Maintain complete, accurate, and timely documentation of environmental reviews, risk conclusions, required actions, approvals, and final resolution in applicable Bank systems.

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skills, and abilities required to perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Bachelor’s degree or equivalent combination of education and relevant professional experience.

2. Five or more years of relevant environmental experience, including at least three years of experience reviewing, preparing, or managing environmental site assessments performed in accordance with applicable ASTM standards.

3. Demonstrated knowledge of environmental due diligence and environmental risk assessment, including the ability to evaluate environmental conditions affecting commercial real estate and determine appropriate investigation and risk mitigation strategies.

4. Working knowledge of CERCLA and other applicable environmental regulatory requirements, including liability considerations and protections applicable to real estate owners, purchasers, and secured lenders.

5. Demonstrated ability to independently analyze complex environmental information, exercise sound professional judgment, reach well-supported risk conclusions, and communicate recommendations in support of business and credit decisions.

6. Ability to critically review environmental reports, regulatory information, consultant findings, and other technical documentation and identify material environmental risks, data gaps, inconsistencies, and additional due diligence requirements.

7. Strong written and verbal communication skills, including the ability to clearly explain complex environmental and regulatory matters to both technical and non-technical audiences.

8. Demonstrated ability to manage multiple assignments, including complex and time-sensitive matters, establish priorities, exercise independent judgment, and meet established deadlines.

9. Ability to effectively collaborate with environmental consultants, business units, credit teams, legal counsel, and other stakeholders to resolve environmental risk issues.

10. Demonstrated proficiency with Microsoft Office applications and the ability to effectively use technology and information systems to perform environmental review, documentation, research, and communication responsibilities.

Preferred Qualifications

1. Bachelor’s or graduate degree in environmental science, environmental engineering, geology, hydrogeology, chemistry, biology, or another field directly related to environmental risk assessment or environmental due diligence.

2. Relevant professional certification, licensure, or designation, such as Professional Engineer (PE), Professional Geologist (PG), Certified Hazardous Materials Manager (CHMM), or other environmental credential applicable to the responsibilities of the position.

3. Previous experience performing environmental risk management or environmental due diligence for a financial institution, commercial lender, or other organization engaged in real estate-secured lending.

4. Experie