Financial Crime Analyst

About Bretton AI

Bretton runs AI-native operations for the financial back office. OCC, Fed and FDIC regulated banks use Bretton AI to run compliance, risk, fraud, and operations on one platform, on their own data and policies, with every output traced, cited, and audit-ready.

We’ve raised over $95M from Greylock, Y Combinator, Thomson Reuters Ventures and other top tier investors. We’re based in downtown San Francisco and our team comes from world-class organizations like Google, Netflix, Stripe, Plaid, Brex, and more.

The Role

Financial crime is one of the largest hidden problems in the global economy. Money laundering alone moves an estimated $2 trillion through the financial system every year, funding everything from sanctions evasion to human trafficking to terrorism.

We're hiring investigators to catch it. You'll dig into transaction patterns, trace money across counterparties, and decide whether what you're looking at is a false alarm or something worth escalating. You'll also work with the most advanced AI tooling in the industry. Bretton's AI does the routine work, such as pulling data, surfacing red flags, and drafting first-pass narratives, so you can spend your time doing what investigators do best: noticing what doesn't add up, asking the next question, and making the call.

You'll also be the closest connection our Product and Engineering teams have to real-world investigations. What you notice in the work directly shapes what gets built next. Edge cases you flag become new AI capabilities. Patterns you surface drive the product roadmap. You won't just be using the most sophisticated AI tooling in financial crime, you'll be the reason it gets better.

This is real investigative work, on real cases, with real stakes. If you want a front-row seat to the most consequential AI work happening in financial crime, this is it.

What You'll Do

Investigate transactions, counterparties, and customer activity to figure out what's really going on

Work alerts using established AML procedures, separating false positives from genuine red flags

Use Bretton's AI agents to accelerate research, transaction analysis, and narrative drafting, then bring your own judgment to what the AI surfaces

Write clear, defensible narratives that hold up to quality assurance and regulatory scrutiny

Document your findings in the case management system to a high standard

Partner directly with Product and Engineering, surfacing edge cases, gaps, and opportunities that shape Bretton's roadmap

What Success Looks Like

Month 1: Onboard, learn the relevant procedures, and start working live cases with structured support. Build deep familiarity with the work you'll do at Bretton.

Month 2: Hit steady-state production with strong quality scores. Handle routine work independently and bring sharp questions to complex cases. Start contributing to procedural calibration discussions and product feedback loops.

Month 3: Become a trusted contributor on the team. Your hands-on insights shape how our AI evolves. Strong performers are positioned for extended engagements and expanded scope as our financial crime team grows.

What We're Looking For

We're hiring at multiple levels. Whether you're early in your career or bring years of investigative experience, we want to hear from you.

A degree in finance, accounting, criminology, economics, business, law, political science, or a related analytical field, or equivalent professional experience

Strong written analysis skills. Your writing is clear, structured, and stands up to scrutiny

Sharp attention to detail and the instinct to notice when something doesn't add up

Sharp judgment under ambiguity. You know when to dig deeper, when to escalate, and when to close

Comfort working independently in structured procedural environments. You can follow detailed instructions without losing the bigger picture

Genuine curiosity about how financial crime actually works and how to stop it

Comfort working alongside AI tools. You understand both their power and their limits, and you naturally verify outputs rather than accepting them on faith

Legally authorized to work in the United States without sponsorship

Bonus Points

CAMS certification (Certified Anti-Money Laundering Specialist) or equivalent

Hands-on AML case investigation experience, including SAR drafting

Working knowledge of money laundering typologies, red flag indicators, and US Bank Secrecy Act (BSA) requirements

Experience training, calibrating, or onboarding analyst teams

Perspective from working across multiple institution types: bank, fintech, consultancy, BPO, or regulator

Familiarity with SQL or basic data analysis

Coursework or internship experience in financial regulation or banking