Financial Operations Analyst

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

One of the UK’s most exciting unicorns with a team of over 800 people

Among the fastest-growing tech companies in the UK

Profitable since 2017

Backed by top investors including Balderton Capital and Goldman Sachs

Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot )

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions

Build the best technology in-house : we use new data sources, machine learning and AI to make machines do the heavy lifting

About the role

We’re looking for a detail-oriented and proactive Financial Operations Executive to join our growing Financial Operations team at Lendable. Reporting directly to the Financial Operations Manager, you’ll play a critical role in ensuring the accurate and timely processing of financial transactions, maintaining liquidity across our platform, and supporting the smooth running of our products.

This is an excellent opportunity to gain broad exposure across financial operations in a fast-paced, technology-driven environment, working closely with teams across the business and contributing directly to Lendable’s continued growth.

What you’ll do

Support financial reconciliations across our products and banking partners, helping ensure transactions are accurately recorded and any discrepancies are investigated and resolved.

Assist with banking and payment operations , including the preparation and processing of financial transactions while maintaining appropriate controls.

Support cash and liquidity management, helping monitor balances, identify funding requirements and ensure the smooth movement of funds.

Work collaboratively with internal teams to resolve operational issues, improve existing processes and support wider business objectives.

Support the ongoing financial operations of our products, carrying out relevant checks, calculations and other activities to ensure they continue to operate effectively.

Contribute to wider team initiatives and projects, including process improvements, analysis and other operational or administrative activities as required.

The Financial Operations team is a small, collaborative and trusted team with a broad range of responsibilities that impact the wider business. As part of the team, you will work on all products and collaborate across different departments, gaining invaluable experience with growth potential.

What do you need to succeed in this role:

2+ years of experience in Finance, or similar role, preferably in a fintech or financial services environment. An accounting or analytical qualification is preferred but not required.

Hands-on experience with reconciliations (bank, cash, payments, collections, or similar)

Familiarity with executing payments / bank transfers and working with multiple bank accounts

Ability to work to daily deadlines in a time-sensitive environment

Proven track record of improving processes and delivering required outcomes.

Efficient with a high level of attention to detail and accuracy is essential.

Strong organisational skills are needed, with the ability to prioritise tasks and meet deadlines.

Capability to work self-sufficiently to identify issues and further streamline workflows.

Great communication skills, with the ability to work collaboratively with other members of the finance team and across the wider business.You ’ll be energetic, and motivated and have a proactive approach with the ability to problem solve.

Proficient in Microsoft Excel and G-Suite (including Sheets).

Nice-to-haves

Experience & domain

Previous experience in Finance, or similar role.

Experience in fintech, lending, payments, or financial services

Exposure to consumer credit products or loan servicing

Previous work with multiple banking partners or payment rails

Experience supporting product launches or live product maintenance

Technical skills

Advanced Excel / Google Sheets (e.g. lookups, pivot tables)

Experience with SQL, BI tools, or data platforms

Familiarity with automation tools or process improvement initiatives

Relevant exposure to AI tooling including ChatGPT, Claude, Gemini, CoPilot etc.

The interview process

15 min: online cognitive assessment that assess your critical thinking, problem solving and mathematical capabilities

90 min: Timed Case Study Task - to be completed at a time of your choosing

20 min: Screening call with the Talent Team

45 min: Final stage in person interview with the Finance Operations team and VP of Finance

Life at Lendable

Winning team: the opportunity to scale up one of the world’s most successful fintech companies

Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites

Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls

Health coverage: support for your physical and mental wellbeing, including private health cover

Retirement & savings: long-term financial wellbeing through retirement savings plans

Employee referral programme: earn a competitive bonus when you refer successful new team members

Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations

Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

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