Head of Retail and Wealth Risk Technology, MD (C16)

Risk Technology is a key technology partner across Citi, focused on designing and implementing high-performing, modern platforms to monitor, assess, and mitigate risk across the enterprise. We are expanding our team and hiring strong engineering talent to build innovative, AI-powered risk capabilities. Risk Technology is a global organization comprised of 1700+ resources across multiple countries; United States, Canada, India and Great Britain.

Core Coverage & Functional Areas:

• •Modern AI-Powered Risk Platforms: Engineering intelligent, next-generation platforms leveraging AI, machine learning, and modern architecture.
• •Enterprise & Compliance Risk: Enabling comprehensive oversight, regulatory compliance, and risk intelligence.
• •Operational & Model Risk: Building robust frameworks and tooling for operational resilience and quantitative model governance.
• •Retail and Wealth Risk: Delivering specialized risk technology capabilities tailored to retail and wealth.
• •Risk & Controls Governance: Supporting the Citi COO and T&BE COO organizations in establishing end-to-end control monitoring and operational excellence.

The Head of Retail and Wealth Risk Technology will be responsible for:

Strategic Technology Leadership

• •Provide executive leadership and strategic vision for a global technology organization, responsible for the development, implementation, and support of enterprise applications and platforms that align with Citi's overarching strategic priorities.
• •Define and execute the enterprise technology strategy, roadmap, operating model, and organizational structure to drive business growth, meet regulatory obligations, and achieve operational excellence, with a strong emphasis on leveraging GenAI capabilities.
• •Forge deep partnerships with senior business leaders, technology stakeholders, risk partners, and regulators to prioritize critical initiatives and ensure consistent delivery of strategic, high-impact outcomes.
• •Lead and inspire a large-scale applications development organization through senior leaders and functional managers, fostering a culture of accountability, innovation, collaboration, continuous improvement, and strong engineering discipline.

Risk, Controls & Regulatory Execution

• •Champion and strengthen the technology control environment at an executive level, ensuring robust delivery of regulatory commitments, advanced risk management capabilities, and business-critical technology initiatives.
• •Ensure all technology solutions comply with complex regulatory requirements, stringent data governance standards (Data Architecture), and cross-border data handling obligations.
• •Drive enterprise-wide adherence to Citi policies and standards, including cybersecurity, information security, data protection, and operational resilience requirements.
• •Proactively identify, assess, mitigate, and escalate technology, operational, vendor, and delivery risks, maintaining an impeccable control environment.
• •Cultivate a culture of accountability across leadership teams to ensure unwavering compliance with policies, procedures, and governance expectations.

Transformation & Operational Excellence

• •Spearhead enterprise-scale transformation initiatives focused on strategic simplification, automation, modernization, and optimization of technology platforms and processes, aggressively adopting a modern tech stack and innovative GenAI solutions.
• •Drive efficiency, cost optimization, and productivity improvements through continuous innovation, strategic sourcing, proactive vendor management, and technology rationalization across the organization.
• •Champion and embed modern ways of working, Agile delivery practices, collaborative tools, and data-driven decision-making throughout the technology organization.
• •Continuously evaluate and enhance organizational effectiveness to ensure superior delivery quality, accelerated speed to market, and exceptional customer outcomes.

Organizational & Talent Leadership

• •Build, develop, and lead a high-performing, diverse global workforce, ensuring optimal organizational structure, robust succession planning, continuous talent development, and effective knowledge management, underpinned by a culture of strong engineering and technical excellence.
• •Strategically address key-person dependencies through comprehensive cross-training, meticulous documentation, and targeted capability-building initiatives.
• •Proactively assess skill gaps and implement advanced development programs utilizing strategic training, executive mentoring, and deep subject matter expertise in areas such as GenAI and modern tech stack.
• •Oversee all performance management activities, including comprehensive evaluations, critical compensation recommendations, strategic hiring decisions, promotions, and executive succession planning.
• •Foster an inclusive and collaborative culture that promotes innovation, accountability, and strong employee engagement across all levels.

Applications Development & Technology Delivery

• •Provide executive oversight for all application development, Data Architecture, engineering, and platform management activities, ensuring the delivery of highly scalable, secure, and resilient solutions crucial to Citi's operations.
• •Drive the adoption of industry-leading software development best practices, uncompromising strong engineering excellence, robust architecture standards, and continuous modernization of the technology stack, actively integrating GenAI advancements.
• •Provide strategic direction and oversight for complex systems, enterprise architecture, and significant technology investments to maximize long-term business value.
• •Ensure the successful execution and delivery of large, complex technology programs, maintaining exceptional quality, stability, and operational resilience.

Qualifications

• •15+ years of progressive experience in senior technology leadership roles, applications development, engineering, or enterprise technology management, with extensive experience in driving strong engineering outcomes.
• •10+ years of experience leading large global teams through senior managers and functional leaders, demonstrating exceptional leadership capabilities.
• •Proven track record of leading large-scale technology transformation, modernization, and regulatory initiatives, including the successful adoption of GenAI and a modern tech stack.
• •Deep expertise in technology risk management, controls, cybersecurity, operational resilience, regulatory compliance, and enterprise Data Architecture.
• •Demonstrated ability to effectively partner and influence at the most senior executive levels, with regulators, auditors, and diverse cross-functional stakeholders.
• •Comprehensive knowledge of the software development lifecycle, enterprise architecture, cloud computing, emerging technologies (including GenAI), and large-scale application platforms.
• •Strong track record of executive organizational leadership, strategic talent development, complex vendor management, and significant budget oversight.
• •Exceptional strategic thinking, communication, influence, and executive decision-making capabilities.

Education

• •Bachelor's Degree or equivalent experience required.
• •Master's Degree preferred.
• •Relevant industry certifications in technology, risk, security, cloud, GenAI, or program management are a significant plus.

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Job Family Group:

Technology ------------------------------------------------------

Job Family:

Applications Development ------------------------------------------------------

Time Type:

Full time ------------------------------------------------------

Primary Location:

Rutherford New Jersey United States ------------------------------------------------------

Primary Location Full Time Salary Range:

• $250,000.00 - $500,000.00
• In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and