Loan Operations Commercial Real Estate Loan Closer

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives . At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News ’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com .

Position Summary

The Senior Loan Operations Commercial Real Estate (CRE) Closer is responsible for the successful closing, funding, booking, and onboarding of complex commercial real estate transactions in accordance with approved credit structures, regulatory requirements, and Bank policies. This role serves as the primary coordinator throughout the transaction lifecycle, partnering with Relationship Managers, Credit, Legal, Treasury Management, Loan Servicing, attorneys, title companies, clients, and other stakeholders to ensure timely and accurate execution of loan closings. The Senior CRE Closer also acts as a subject matter expert, providing guidance on documentation, due diligence, collateral perfection, and operational best practices.

Essential Responsibilities

• •Lead and manage commercial real estate loan closings from term sheet through funding, booking, and transition to servicing.
• •Coordinate complex transactions, including construction loans, participations, syndications, modifications, renewals, and assumptions.
• •Review credit approvals, commitment letters, loan documentation, and due diligence to ensure consistency with approved terms and Bank requirements.
• •Analyze and validate collateral and entity due diligence, including organizational documents, appraisals, environmental reports, flood determinations, insurance, title commitments, surveys, budgets, and construction-related documentation.
• •Ensure all conditions precedent to closing and funding have been satisfied and collateral perfection requirements are met.
• •Coordinate with internal and external stakeholders, including Relationship Managers, Credit, Legal, clients, attorneys, title companies, consultants, and syndicate participants.
• •Accurately fund and book loans, commitments, amendments, and modifications within ACBS and related systems.
• •Manage collateral exception tracking, post-closing requirements, and documentation follow-up activities.
• •Support portfolio management activities, including loan renewals, modifications, and ongoing borrower maintenance.
• •Serve as a subject matter expert for CRE loan documentation, closing processes, systems, and operational controls.
• •Assist with process improvement initiatives, system enhancements, departmental projects, and training of team members.
• •Ensure compliance with all applicable Bank policies, regulatory requirements, and credit administration standards.
• •Perform other duties and special projects as assigned.

Qualifications

Required

• •7+ years of commercial real estate loan closing experience.
• •Advanced knowledge of commercial loan documentation, lien perfection, collateral requirements, and entity due diligence.
• •Experience managing multiple complex transactions simultaneously while meeting critical deadlines.
• •Demonstrated expertise reviewing attorney-prepared and internally generated loan documentation.
• •Strong understanding of commercial real estate credit structures, construction lending, participations, and syndicated transactions.
• •Experience working with executive management, clients, attorneys, title companies, and third-party vendors.
• •Strong analytical, organizational, and risk assessment skills.

Preferred

• •Bachelor's degree in Business, Finance, Accounting, Real Estate, or related field, or equivalent experience.
• •ACBS experience.
• •Construction lending and syndicated lending experience.

Knowledge, Skills & Abilities

• •Superior verbal and written communication skills.
• •Strong client service orientation and relationship management skills.
• •Proven ability to work independently and make sound decisions in a fast-paced environment.
• •Excellent problem-solving, critical thinking, and attention to detail.
• •Ability to manage a high-volume, deadline-driven pipeline of transactions.
• •Strong organizational, prioritization, and multitasking abilities.
• •Demonstrated leadership, collaboration, and change management skills.
• •Proficiency in Microsoft Outlook, Word, Excel, and other commercial lending systems.

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.