Manager, Wholesale Credit (Credit Evaluation)

If you are looking to excel and make a difference, take a closer look at us…

Overview:

The Credit Evaluation Manager is responsible for the credit risk management of the corporate and commercial loans portfolio. The successful candidate will also be leading and coaching credit and marketing personnel, to build a strong credit culture while balancing risk reward with a high degree of corporate governance and ensuring efficient delivery. This role will report to the Head, Wholesale Credit (Credit Evaluation Department)

Responsibilities:

The Credit Evaluation Manager holds responsibility for credit risk-taking in their portfolio / region, including

• •Evaluating and approving of credit within discretionary powers and within SLA;
• •Exercising general oversight over banks’ credit policies (local and overseas), procedures and controls extending to all of its credit risks including those arising (without limitation) from corporate banking, treasury, credit cards, personal banking, trade finance, securities processing and financial institutions;
• •Managing credit risks to ensure minimal deterioration of credit to impaired High risk and IL;
• •Reviewing accuracy of all mandate input field (i.e. CRR, Security, Facility Details and SIC codes) in Credit application;
• •Providing guidance to business unit to improve credit quality/underwriting skills on the job & structured training to facilitate speedier credit assessment.

Additionally, the Credit Evaluation Manager will evaluate ESG assessments during the customer on-boarding process and annual reviews. This includes

• •Reviewing / Approving the final ESG rating assigned by ARMs;
• •Approving customer’s eligibility for better financing packages.

Skills & Experience We Are Looking For:

Education/Qualification

• •Degree holder in Accounting/Finance/Economics
• •4 years and above of relevant credit and marketing skills supported by experienced business acumen
• •CCP Accredited

HLB Careers Link:

https://hlb.wd3.myworkdayjobs.com/HLBCareers/job/HLT-Hong-Leong-Tower/Mgr--Credit-Evaluation--Wholesale-Credit-_JR0000008537

For more job opportunities, please go to HLB Careers:

https://hlb.wd3.myworkdayjobs.com/HLBCareers/

We appreciate your application and will be in touch with shortlisted candidates regarding next steps

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.

Realise your full potential at Hong Leong Bank by applying now.