hirly

Tomo

Mortgage Loan Closer

New York City

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Seniority
Mid level
Stated salary
$60,000 – $65,000 per year
Country
US
Work mode
Remote-friendly
First seen by hirly
2 Sept 2026

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the posting

Who We Are

Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, Citi Ventures, NFX and Progressive Insurance, Tomo is poised to become one of the most valuable fintech startups of our generation.

Mortgage Loan Closer

Location: New York, NY

Reports To: Closing Manager

Type: Full-Time; Hybrid (in office Mon-Wed, remote Thurs-Friday)

What You'll Do:

Thoroughly review all pre-closing documents to ensure accuracy of information, including fees, rates, property details, and vesting, before document preparation.

Input required closing data in the loan origination system

Review Compliance Ease reports and remediate any fails or alerts

Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct

Conduct compliance reviews of Loan Estimates, TILA, and fraud tools, ensuring the loan complies with federal and state rules.

Prepare and issue the Initial Closing Disclosure.

Coordinate loan closing with title company

Draw and release closing documents to the Settlement Agent

Submit request to warehouse bank and release funds

Authorize funding of loan

Assist in resolving any post-closing issues as needed

What Makes You a Great Fit:

3+ years of recent mortgage closing/funding experience

Attention to detail and organizational skills

Staying current on federal, state, investor and internal policies and procedures

Maintaining transparency between all teammates involved in a customer’s journey

Preferred Qualifications:

A Bachelor’s degree

Compensation

The expected base salary range for this position will be $60,000 - 65,000 USD, with additional uncapped monthly bonus opportunities targeting approximately 15% of the base salary, with total On-Target Earnings for this role being ~$75,000-80,000

#LI-Hybrid

#ZR

Employee Benefits

We strive to anticipate your needs in order for you to be a healthy, motivated, and happy team member. We provide a variety of competitive benefits including (but not limited to):

Equity Ownership: All teammates receive stock options—we win together

Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered

Work-life balance and a generous paid time off policy

In order to support teammates who become parents, Tomo Mortgage provides paid parental leave

401(k) retirement plan

Is this role actually a fit for you?

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Mortgage Loan Closer at Tomo — hirly