Payments Processing Officer (Full Time / Part Time) Currently Located in Malta with EU Passport

Payments Processing Officer (Full Time / Part Time) Located in Malta / Hold an EU Passport

Overview:

The Payments Processing Officer will report to the Operations Manager and will be part of a team which is responsible for the bank’s day to day payments processing operations.

This role is an excellent opportunity for candidates looking to advance in the banking and payments sector. It offers exposure to industry-standard technologies and methods such as SEPA, SWIFT, Target2, Direct Debits, Alternate Payment Methods, and card-related functions (e.g., VISA/MC Acquiring, card issuing & fullfillment, Mastercard relationship management). In addition, the successful candidate will gain hands-on experience with core banking products, including corporate banking and retail deposits, offering a strong foundation for career development.

The position also offers the chance to collaborate closely with various departments across the bank, including Finance, Compliance, and Technology, providing a comprehensive understanding of banking operations.

Responsibilities:

Monitor and process daily outgoing and incoming payments, including manual, single, batch, and urgent payments through SEPA, SWIFT, and third-party payment providers.

Ensure all payments comply with internal and external rules, cut-off times, and product requirements.

Liaise daily with front-office operators in the cards, lending, corporate, and retail deposits teams on payment-related matters.

Communicate with correspondent banks and third-party payment providers on day-to-day issues.

Provide daily reporting to support reconciliation processes.

Assist in assessing invoices and settlements from correspondent banks and third-party payment providers.

Ensure adherence to the bank’s payments-related policies.

Other responsibilities may include:

Support prepaid cards, credit cards, retail deposits and corporate back-office operations as needed.

Assist in maintaining and updating the team’s operational procedure.

Contribute ideas for the improvement of operational systems, processes, and procedures.

Perform additional duties as assigned by the Operations Manager.

Skills & Experience:

Ordinary / Advanced level qualifications or equivalent.

Experience within similar operational role within a financial services institution.

Strong proficiency in both written and spoken English.

Good communication and organisation skills.

Ability to manage time and prioritise work.

Good knowledge of Microsoft Office tools especially MS Excel.

The following are considered an asset.

Good working knowledge of the Spanish language.

Experience with correspondent banks, SEPA , SWIFT and Payment Service Providers.

Experience in cards issuing and acquiring.

Experience in a Bank’s Treasury Department.

General accounting experience.

Excellent Salary + Benefits + Bonus

We Are Keen to Meet You!

Please Apply Now and our 'Recruitment Team' will reach out to you directly.