Principal – Asset-Backed Investments

About Artha Group

Artha Group is a performance-first investment house managing ₹2,300 crores across domestic and international investment vehicles, including Category I & II AIFs, LLPs, and Private Limited companies. With active investments in 130+ startups, with 32+ successful exits, and 10+ renewable energy projects. We operate at the convergence of capital precision and operational depth.

Role Overview

This is a Principal-level role focused on building and institutionalizing Artha’s fixed income vertical.

The mandate is to identify, evaluate, and scale predictable, cash flow-oriented opportunities across asset-backed and operating models while ensuring disciplined portfolio construction, strong risk frameworks, and consistency of income.

The role requires a balance of origination, underwriting judgment, and portfolio oversight, along with the ability to work closely with senior leadership to shape this vertical into a meaningful and stable contributor to the firm’s capital strategy.

Location: Mumbai (Onsite, Full-Time)

Function: Fixed Income | Asset-Backed Opportunities | Capital Allocation

Defined pathway to Partnership & Strategic Leadership Roles

Core Responsibilities

Portfolio Construction & Management

• •Build and manage a diversified portfolio of cash flow-generating, asset-backed opportunities
• •Map and monitor portfolio performance across cash flows, yield profiles, durations, and risk exposure
• •Establish frameworks for income visibility, downside protection, and capital efficiency
• •Continuously assess portfolio performance and identify opportunities for optimization, reallocation, or exit
• •Develop internal benchmarks to track risk-adjusted performance and consistency

Deal Flow Origination & Pipeline Development

• •Build and sustain a high-quality pipeline of fixed income and structured opportunities
• •Identify scalable models across asset-backed, contract-driven, or usage-linked revenue streams
• •Evaluate opportunities with a focus on cash flow certainty, counterparty quality, and structural safeguards
• •Structure transactions with appropriate risk controls, documentation standards, and return thresholds
• •Maintain discipline across selection, underwriting, and execution processes

Strategic Collaboration & Capital Alignment

• •Work closely with the CFO and CEO to define and scale the fixed income strategy
• •Align portfolio construction with broader firm-level capital allocation priorities
• •Contribute to the development of structures and frameworks to expand this vertical
• •Integrate fixed income strategies within the firm’s overall investment platform

Thought Leadership & Domain Expertise

• •Develop deep expertise across asset-backed investing, structured finance, and alternative fixed income models
• •Track evolving market opportunities and structures within the income-generating ecosystem
• •Contribute to internal strategy with clear frameworks and informed perspectives
• •Establish credibility as an internal authority on fixed income and structured opportunities

Leadership, Training & Team Development

• •Mentor and guide team members across evaluation, execution, and monitoring
• •Build structured approaches to underwriting, diligence, and portfolio tracking
• •Strengthen internal capability to scale the vertical with consistency and rigor
• •Instill a culture of ownership, discipline, and attention to detail

Internal Discipline & Execution Rigor

• •Establish and maintain strong processes across pipeline tracking, evaluation, and execution
• •Ensure all opportunities meet defined standards of documentation, governance, and risk control
• •Maintain clarity and consistency in internal reporting and decision frameworks
• •Uphold high standards of precision, accountability, and follow-through

Must-Have Qualifications

• •Chartered Accountant (CA) is mandatory
• •8–15 years of experience in fixed income, structured finance, private credit, or asset-backed investing
• •Strong understanding of cash flow-based underwriting and income-oriented investment models
• •Demonstrated experience in building or managing income-generating portfolios
• •Familiarity with structured transactions, contracts, and risk mitigation frameworks
• •Ability to independently evaluate opportunities with sound commercial and financial judgment
• •Experience working with senior leadership or investment committees

Traits That Matter

• •Strong orientation toward predictability, discipline, and capital preservation
• •Ability to balance return generation with downside protection
• •Structured thinker with high attention to detail
• •Composed decision-making in complex or uncertain scenarios
• •High ownership and accountability for outcomes
• •Intellectual curiosity with a commitment to developing domain depth

Compensation:

Total Annual Compensation - ₹45,00,000 + Performance-linked upside tied to portfolio scale and outcomes

• •Fixed Salary - ₹36,00,000
• •Retention Bonus - ₹4,00,000 (paid annually)
• •ESOPs - ₹5,00,000 (annual grant, subject to vesting applicable)