Program Management (Scheme Management) - Senior Manager- Lending EMI

About Paytm:

Paytm is India's leading financial services company offering full-stack payments and financial

solutions to consumers, merchants, and online platforms. Our mission is to bring half a billion

Indians into the mainstream economy through payments, commerce, banking, investments, and

financial services.

Profile: Scheme Management |

Vertical: Lending EMI |

Role: Program Management |

About the role

Own scheme design, launch, and lifecycle management for Lending EMI — offers, eligibility constructs, commercials, and performance. You will ensure schemes are commercially sound, operationally executable, and compliant, and that they deliver intended business outcomes.

Key responsibilities

-Design and manage EMI schemes (tenure, ROI / subvention, eligibility, ticket size, product / partner constructs).

-Own scheme lifecycle: ideation → business case → approvals → launch → monitoring → refresh / sunset.

-Partner with Sales, Product, Credit, Finance, and lenders on scheme constructs and go-to-market.

-Analyse scheme performance (volume, conversion, margin, risk, partner ROI) and recommend changes.

-Maintain scheme inventory, version control, circulars / communications, and audit-ready documentation.

-Ensure schemes align with credit policy, regulatory / compliance requirements, and commercial guardrails.

-Coordinate Tech / Ops enablement so schemes go live correctly in systems and processes.

-Run scheme performance reviews with leadership and drive course corrections.

-Support competitive benchmarking and new scheme ideation for growth segments.

Why join us:

We support our people by providing a range of flexible working options so they can work in the way that best suits them. We also offer you the opportunity to develop your career, working in a diverse and inclusive workplace where the diverse backgrounds, perspectives and life experiences of our people are celebrated and create a great place to grow, thrive and belong. Most importantly, for us Work is Fun!!

Compensation:

If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users,21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here.