Retail Finance Business Partner

At ING we are looking for Retail Finance Business Partner

Your role and work environment:

We are looking for a Retail Finance Business Partner to help us in our ambition to support the Retail business in ING Spain to achieve the commercial and financial targets, while ensuring that we build towards the overall strategy.

In your journey towards achieving this challenging target, you will have an end-2-end perspective of the business (Income, Pricing, Expenses, Balances, profitability and performance ratios). You are comparing our long-term vision against our current performance and external market trends to initiate new initiatives to bring our strategy into execution. And you are preparing regular financial updates to Product Leadership and other key stakeholders to monitor and report on our performance.

This will grant you with a dynamic environment, frequent exposure to senior leaders, growth potential and the possibility to have real impact. You will receive close support and attention from your manager in the delivery of your duties and your professional development.

You are a collaborative professional who listens and invests in others to achieve common goals. You combine strong analytical and numerical skills with a natural ability to communicate to and convince senior leadership. You are able to simplify complexity by extracting the key messages from different information sources and translate this into powerful presentations and reports.

Your key responsibilities:

What you'll be doing as a Finance Business Partner :

• •Acting as a linking pin between Finance domain and the rest of areas, ensuring the bank´s strategy and financial ambition are known, shared and embraced as one team.
• •Business performance understanding, monitoring and forecasting:
• •Full control and analysis of the actual figures, understanding the external and internal income, expenses, risk costs and balance sheet developments.
• •Active forecasting, anticipating business developments, in close cooperation with business leaders.
• •Mid-term budget setting with clear targets and KPI towards achieving our long-term ambition.
• •Ongoing development and technical refinement of financial models thanks to the in-depth knowledge of the business (actuals & forecast).

• •Being the finance partner to business stakeholders:
• •Ad hoc analyses & research to support key strategic initiatives & pricing.
• •Share insights and challenge the existing business E2E performance.
• •Collaborate in new business development proposals.

• •Being able to translate analyses and business performance into concise and powerful presentations:
• •Strategy papers and presentations.
• •Business Performance monitoring.
• •Local committees (ALCO, Pricing etc.)

What are we looking for?

A strong set of technical and analytical abilities:

• •Master or bachelor’s degree with a minimum of 4 years of experience (preferably in banking and/or consulting)
• •Excellent speaking and writing skills in English is a must.
• •Strong analytical skills. Proven experience in advanced financial modelling and excel automatization.
• •High level of autonomy and initiative.
• •Problem solving mindset.
• •Well-developed cooperation and communication skills.
• •Ability to work on an international level.
• •Early adopter to new technologies.

A leader of our Orange Code culture displaying the following behaviors:

• •Excellent interpersonal skills (influencing and communication)
• •Able to assume personal responsibility.
• •High level of curiosity and eager to learn, stay on top of trends and developments within their field and the market.
• •You give and ask for constructive feedback.
• •Team player. Loving to collaborate with different people.
• •Global vision. Strategic and creative thinker.
• •Results oriented. Make things happen.
• •Flexible to be able to adapt fast to the changes.

• •Early adopter to new technologies.
• •Strong resilience: ability to navigate through ambiguity.

What do we offer?

The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details.

Check out what is waiting for you!

Balance That Works.

We put balance to work, so you can do it too. With our customers’ needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it.

Meal allowance.

Receive your meal allowance in the way that best suits you: through a meal card or directly in your payroll, giving you greater flexibility and convenience in managing your everyday needs.

More than an office.

In our offices you can find doctor’s office, hairdresser, gym, Employee Concierge (to help you with your errands) and much more!

Health and life insurance.

We help you protect what matters most to you, including you and your immediate family.

Flexible remuneration.

Enjoy access to services such as nursery vouchers, public transport and training support, as well as other benefits through our flexible remuneration model.

Commuting made easier.

Our free shuttle service connects different areas of Madrid with ING MAD, helping make your commute to the office more comfortable and convenient.

Banking benefits.

Loans with preferential banking conditions.

Special mortgage conditions after 6 months working at the bank.

And you can benefit from our pension plan after 1 month with us!

More vitality and more belonging

Our 360º wellbeing approach supports employees across Financial, Physical, Mental and Social Wellbeing.

On-site physiotherapy service.

A strong wellbeing culture, including Wellhub access, sports communities and activities.

Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG.

International Remote work program.

Get to know Us

We are a team of more than 19.00 people sharing one idea: doing our bit in helping our clients create a better future for themselves , by providing them with the tools they need to get where they want to go.

A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies .

And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries.

We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society.

And even though we look orange on the outside, we are green on the inside . Our ambition in Sustainability is Empowering (y)our Sustainability journey . We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey.

Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you!

At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work.

Job Application Safety Reminder

We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING:

• •Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn .
• •Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com .
• •No payments or banking details will ever be requested: If someone asks for this information, it’s a scam.

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