Mashreq Bank
Senior Associate- Credit Evaluator
Bangalore, Karnataka, India
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hirly's read of this role
- Seniority
- Senior
- Country
- IN
- Work mode
- On-site / unstated
- First seen by hirly
- 24 Sept 2026
Derived automatically from the posting. Upload your resume above to see how the role scores against it.
the posting
- Description
- Job Purpose
- Analyze and process credit proposals and applications of MashreqBank’s retail Lending Products also including Badr Products as well for approval or escalation to Credit Supervisors within the stipulated TAT.
- Key Result Areas
- Credit Analysis
- Analyzing for approval or escalation to higher authority: eligibility as per policy, bank statement, past data check on “Flex cube “, Prime, and other applicable systems review through application system ‘IRIS/MWS’
- Measuring, evaluate and providing suggestion to improve the team’s productivity.
- To undertake various assigned projects to increase the unit productivity and to enhance product and credit policy for retail lending products.
- To be actively part of all trainings, process improvement initiatives and system changes for the product / process betterment.
- Exception Identification
- Exception identification for eligibility, pricing, CPV, information capture on the system and collateral compliance.
- Communicating major deficiencies and policy violations to Team Leader/Asst Manager for follow-up.
- Categorizing cases as ‘Declined’, ‘Rejected’, or ‘for Deviation Approval’ if above checks fail.
- To ensure daily productivity targets are met.
- To ensure quality service to internal / external customers by adhering to the committed turnaround time.
- To be first line of defense by exercising controls to book quality applications and to highlight any document anomalies sighted with the Fraud prevention unit
- Training & Testing
- To be actively involved in the process of training and testing implemented by the quality unit.
- To help in the on job training of the new staff in the team
- To be a key team player and should at all times keep the motivation levels up within the team
- Credit Policy / Product Manual & Operational Issues
- Identifying anomalies in Credit Policy and Product Manual.
- Recommending additions and modifications to Credit Policy and Product Manual.
- Recommending improvements in operational procedures and risk areas from time to time.
- Knowledge, Skills and Experience
- Graduate with > 3 years work experience in Credit Management environment.
- Excellent analytical skills.
- Sound interpersonal skills
- Sound knowledge in MS office tools for report purposes
- Good PC skills.
- Ability to problem solving and work independently.
- Should be customer focused and achievement oriented.
Listed on hirly, a job board. hirly is not the employer: Mashreq Bank is hiring for this role.
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